Mortgage Rate Sheet Intermediary Rate Sheet Rates ...

Mortgage Rate Sheet Intermediary Business Only Rates Effective From 1 December 2022

Contents Contents

Purchase Rates......................................................................................................................................................................................2 & 3 Barclays Green Home, Guarantee Scheme, Family Springboard, & Help to Buy Rates...............................................................................4 Remortgage Rates.................................................................................................................................................................................5 & 6 Buy to Let (including Green BTL).................................................................................................................................................................7 Additional Information................................................................................................................................................................................8

For Existing Mortgage Customer (EMC) Reward Rates please see EMC Reward Rate Sheet

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1

Purchase Rates

(A Switch & Fix facility is applicable on all Offset & Tracker products listed below)

Offset Products - Please note customers can only hold ONE Offset Mortgage at a time.

Product Type

Initial Rate

Initial Pay Rate

End Date

Follow On Rate

Product Fee Max LTV

2 Yr Offset Tracker

BEBR+ 1.22% 4.22%

2 Years

BEBR +3.49%

?1,749

75%

5 Yr Offset Tracker

BEBR+ 1.25% 4.25%

5 Years

BEBR +3.49%

?1,749

75%

Min Loan ?5,000 ?5,000

Total Aggregate Loan

ERC

?5,000 - ?2m ?5,000 - ?2m

1% of original balance on Full Redemption

1% of original balance on Full Redemption

ERC Term 2 Years 5 Years

OPFM Purchase Only

JB46

JB47

Tracker Products

Product Type

NEW NEW NEW NEW NEW

Premier 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker

Premier 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker

5 Yr Tracker 5 Yr Tracker

Initial Rate

Initial Pay Rate

BEBR+ 0.30% 3.30%

BEBR+ 0.40% 3.40%

BEBR+ 0.55% 3.55%

BEBR+ 0.70% 3.70%

BEBR+ 0.80% 3.80%

BEBR+ 1.10% 4.10%

BEBR+ 0.98% 3.98%

BEBR+ 1.12% 4.12%

BEBR+ 1.23% 4.23%

End Date

2 Years 2 Years 2 Years 2 Years 2 Years 2 Years 2 Years 2 Years 2 Years

Follow On Rate

Product Fee Max LTV

BEBR +3.49%

?999

60%

BEBR +3.49%

?999

60%

BEBR +3.49%

?999

75%

BEBR +3.49%

?0

75%

BEBR +3.49%

?999

85%

BEBR +3.49%

?999

90%

BEBR +3.49%

?1,999

60%

BEBR +3.49%

?1,999

70%

BEBR +3.49%

?1,999

75%

BEBR+ 0.60% BEBR+ 1.00%

3.60% 4.00%

5 Years 5 Years

BEBR +3.49% BEBR +3.49%

?999 ?999

60% 85%

Min Loan ?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000

?5,000 ?5,000

Total Aggregate Loan

ERC

?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?570,000 ?2m - ?10m ?2m - ?10m

?2m - ?5m

None None None 1% of balance repaid None None None None None

?5,000 - ?2m ?5,000 - ?2m

None None

ERC Term

N/A N/A N/A 2 Years N/A N/A N/A N/A N/A

N/A N/A

BRM Purchase Only

KE88 KE90 KE92 KE94 KE96 KC21 HD57 HD59 HD55

KC23 KC25

Premier Exclusive Rates - To qualify for these products, customers must hold a Premier Banking relationship with Barclays. Joint applications require only one applicant to meet the criteria. When applying for this product you will need to ensure that one of the applicants is an eligible Barclays Premier current account customer or hold the appropriate Premier marker on Customer Gateway. Joint applications require only one applicant to meet this criteria.

OPFM Purchase Only

KE89 KE91 KE93 KE95 KE97 KC22 HD58 HD60 HD56

KD48 KD49

2

2 Year Fixed Products

Product Type

NEW NEW NEW NEW NEW

2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed

Initial Rate

5.39% 5.55% 5.45% 5.60% 5.49% 6.25% 5.72% 5.73% 5.74%

End Date

31/01/25 31/01/25 31/01/25 31/01/25 31/01/25 31/01/25 31/01/25 31/01/25 31/01/25

Follow On Rate

BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49%

Product Fee

?999 ?0

?999 ?0

?999 ?0

?1,999 ?1,999 ?1,999

Max LTV

60% 60% 75% 75% 85% 90% 60% 70% 75%

Purchase Rates

Min Loan Total Aggregate Loan

ERC

?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000

?2m ?2m ?2m

?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?570,000 ?2m - ?10m ?2m - ?10m

?2m - ?5m

1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid

ERC Term

31/01/25 31/01/25 31/01/25 31/01/25 31/01/25 31/01/25 31/01/25 31/01/25 31/01/25

BRM Purchase Only

KE98 KF00 KF02 KF04 KF06 KC33 KD89 KD91 KD93

OPFM Purchase Only

KE99 KF01 KF03 KF05 KF07 KC34 KD90 KD92 KD94

5 Year Fixed Products

Product Type

5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed 5 Yr Fixed

Initial Rate

5.60% 5.63% 6.05% 5.66% 6.11% 6.49% 5.59% 5.62% 5.65%

End Date

31/01/28 31/01/28 31/01/28 31/01/28 31/01/28 31/01/28 31/01/28 31/01/28 31/01/28

Follow On Rate

BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49%

Product Fee

?999 ?999

?0 ?999

?0 ?999 ?1,999 ?1,999 ?1,999

Max LTV

60% 75% 75% 85% 85% 90% 60% 70% 75%

Min Loan Total Aggregate Loan

ERC

?5,000 ?5,000 ?5,000 ?5,000 ?5,000 ?5,000

?2m ?2m ?2m

?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?2m ?5,000 - ?570,000 ?2m - ?10m ?2m - ?10m

?2m - ?5m

2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid 2% of balance repaid

ERC Term

31/01/28 31/01/28 31/01/28 31/01/28 31/01/28 31/01/28 31/01/28 31/01/28 31/01/28

BRM Purchase Only

KC35 KC37 KC39 KC41 KC43 JZ73 JZ75 JZ77 JZ79

OPFM Purchase Only

KC36 KC38 KC40 KC42 KC44 JZ74 JZ76 JZ78 JZ80

7 Year Fixed Products

Product Type

7 Yr Fixed Premier 7 Yr Fixed

Initial Rate 5.30% 5.40%

End Date

Follow On Rate

Product Fee

31/01/30 31/01/30

BEBR +3.49% BEBR +3.49%

?999 ?749

Max LTV 60% 75%

Min Loan Total Aggregate Loan

ERC

?5,000

?2m

3% of balance repaid

?5,000

?2m

3% of balance repaid

ERC Term

31/01/30 31/01/30

BRM Purchase Only

KD95 KD97

OPFM Purchase Only

KD96 KD98

10 Year Fixed Products

Product Type

10 Yr Fixed

Initial Rate 5.45%

End Date 31/01/33

Follow On Rate

BEBR +3.49%

Product Fee ?999

Max LTV 60%

Min Loan Total Aggregate Loan

ERC

?5,000

?5,000 - ?1m

5% of balance repaid

ERC Term 31/01/33

BRM Purchase Only

KC49

OPFM Purchase Only

KC50

10 Yr Fixed

5.56%

31/01/33 BEBR +3.49%

?999

80%

?5,000

?5,000 - ?1m

5% of balance repaid

31/01/33

KC51

KC52

Premier Exclusive Rates - To qualify for these products, customers must hold a Premier Banking relationship with Barclays. Joint applications require only one applicant to meet the criteria. When applying for this product you will need to ensure that one of the applicants is an eligible Barclays Premier current account customer or hold the appropriate Premier marker on Customer Gateway. Joint applications require only one applicant to meet this criteria.

3

Barclays Green Home, Family Springboard, Mortgage Guarantee & Help to Buy Rates

Barclays Green Home Mortgages: These products can only be used to purchase a new build residential property with an Energy Efficiency Rating of 81 or higher, or an Energy Efficiency Band of A or B. Satisfactory evidence that the property has an Energy Efficiency Rating of 81 or higher, or

has an Energy Efficiency Band of A or B, must be provided before the advance is made and shall be either: (a) a valid Energy Performance Certificate completed prior to the submission of your mortgage application ; or (b) a valid Predicted Energy Performance Certificate if the property build phase has not been completed. Help to Buy products are for England (including London) & Wales.

Product Type

Initial Rate

End Date

Follow On Rate

Product Fee

Max LTV

Min Loan

Max Loan

ERC

ERC Term

BRM Purchase Only

OPFM Purchase Only

Green Home 2 Yr Fixed

5.75%

31/01/25 BEBR +3.49%

?0

80%

?5,000

?5,000 - ?2m

1% of balance repaid

31/01/25

JZ89

JZ90

Green Home 2 Yr Fixed

6.15%

31/01/25 BEBR +3.49%

?0

90%

?5,000

?5,000 - ?570,000

1% of balance repaid

31/01/25

KC53

KC54

Green Home 5 Yr Fixed

6.24%

31/01/28 BEBR +3.49%

?0

90%

?5,000

?5,000 - ?570,000

2% of balance repaid

31/01/28

JZ93

JZ94

Green Home Help to Buy 2 Yr Fixed

5.25%

31/01/25 BEBR +3.49%

?0

75%

?25,000

?450,000

1% of balance repaid

31/01/25

JZ95

N/A

Green Home Help to Buy 5 Yr Fixed

5.35%

31/01/28 BEBR +3.49%

?0

75%

?25,000

?450,000

2% of balance repaid

31/01/28

JZ96

N/A

Family Springboard Mortgages - Purchase Only: These products can only be used to purchase a property with a mortgage loan size over 90% LTV up to a maximum of 100% LTV. Loans outside of this LTV will not be allowed.

Product Type

Initial Rate

End Date

Follow on Rate

Product Fee

Max LTV

Min Loan

Max Loan

ERC

ERC Term

BRM Spingboard Only

Springboard 5 Yr Fixed

6.20%

31/01/28 BEBR +2.49%

?0

95%

?5,000

?500,000

2% of balance repaid

31/01/28

JZ97

Springboard 5 Yr Fixed

6.25%

31/01/28 BEBR +2.49%

?0

100%

?5,000

?500,000

2% of balance repaid

31/01/28

JZ98

A Helpful Start Account through Barclays Bank UK PLC must be taken out as a condition of this mortgage. Prior to completion of the mortgage advance the Helpful Start Account must receive a deposit, equivalent to 10% of the purchase price of the property. The Helpful Start Account must remain open for a minimum period of five years from the date of the completion (subject to mortgage payments being maintained) or until full redemption of the mortgage, whichever is sooner.

Mortgage Guarantee Scheme - These products can only be used to purchase a property with a mortgage loan size over 90% LTV up to a maximum of 95% LTV. Loans outside of this LTV will not be allowed.

Product Type

Initial Rate

End Date

Follow on Rate

Product Fee

Max LTV

Min Loan

Max Loan

ERC

ERC Term

BRM Guarantee Scheme Only

Mortgage Guarantee 2 Yr Fixed

6.40%

31/01/25 BEBR +3.49%

?0

95%

?25,000

?570,000

1% of balance repaid

31/01/25

JZ99

Mortgage Guarantee 5 Yr Fixed

6.62%

31/01/28 BEBR +3.49%

?0

95%

?25,000

?570,000

2% of balance repaid

31/01/28

KA00

Applications under the scheme must be for residential properties in the UK (excluding new-build properties) with a value of ?600,000 or less. The property must be the applicant's only property at time of completion and the whole of the loan must be on this product and cannot be used as part of a porting top up. These products are exclusively for the Mortgage Guarantee Scheme applications ? no other products from our range can be selected.

Scotland Help to Buy: Equity Loan Scheme

Product Type

Initial Rate

Scotland Help to Buy 2 Yr Fixed

5.20%

End Date 31/01/25

Follow on Rate

BEBR +3.49%

Product Fee ?0

Max LTV 80%

Min Loan ?25,000

Max Loan ?160,000

ERC 1% of balance repaid

ERC Term 31/01/25

BRM Shared Equity Scheme

Only

KA01

Scotland Help to Buy 5 Yr Fixed

5.30%

31/01/28 BEBR +3.49%

?0

80%

?25,000

?160,000

2% of balance repaid

31/01/28

KA02

Help to Buy Scotland is a low cost homebuyer initiative to help eligible applicants purchase a NEW-build property from selected house builders. The scheme is available throughout Scotland and has a maximum property value of ?200,000. Under the shared equity scheme the applicant funds at least 85% of the purchase price, with the remaining share (up to a maximum of 15%) coming from the Scottish Government. We will lend 80% of the purchase price with the 5% balance to come from the applicants own resources. Please note that these Mortgage products are offered on a Repayment basis only. These products are exclusively for Help to Buy Scotland applications ? no other products from our range can be selected.

Help to Buy: Equity Loan Scheme

Product Type Help to Buy 2 Yr Fixed

Initial Rate 5.35%

End Date

Follow on Rate

Product Fee

31/01/25 BEBR +3.49%

?0

Max LTV 75%

Min Loan ?25,000

Max Loan ?450,000

ERC 1% of balance repaid

ERC Term 31/01/25

BRM Shared Equity Scheme

Only

KA03

Help to Buy 5 Yr Fixed

5.45%

31/01/28 BEBR +3.49%

?0

75%

?25,000

?450,000

2% of balance repaid

31/01/28

KA04

Help to Buy is a low cost homebuyer initiative to help eligible applicants purchase a NEW-build property from selected house builders. There are two versions of the scheme: one for England run by the UK Government where the maximum property value is ?600,000 and one for Wales run by the Welsh Government where the maximum property value is ?250,000. We will lend up to 75% of the purchase price with at least 5% of the balance coming from the applicant's own resources, and with the remaining share (up to 20% or up to 40% in London) coming from the respective government equity loan. Please note that these Mortgage products are offered on a Repayment basis only. These products are exclusively for Help to Buy applications and can be used in London.

London Help to Buy: Equity Loan Scheme

Product Type

Initial Rate

London Help to Buy 2 Yr Fixed

5.04%

End Date

Follow on Rate

Product Fee

31/01/25 BEBR +3.49%

?749

Max LTV 55%

Min Loan ?25,000

Max Loan ?330,000

ERC 1% of balance repaid

ERC Term 31/01/25

BRM Shared Equity Scheme

Only

KA05

London Help to Buy 5 Yr Fixed

5.14%

31/01/28 BEBR +3.49%

?749

55%

?25,000

?330,000

2% of balance repaid

31/01/28

KA06

London Help to Buy is a low cost homebuyer initiative to help eligible applicants purchase a NEW-build property from selected house builders. The scheme is available in the 32 London Boroughs and the City of London and has a maximum property value of ?600,000. Under the shared equity scheme the applicant funds at least 60% of the purchase price, with the remaining share (up to a maximum of 40%) coming from the government. We will lend 55% of the purchase price with the 5% balance to come from the applicants own resources. Please note that these Mortgage products are offered on a Repayment basis only. These products are exclusively for London Help to Buy applications ? no other products from our range can be selected.

4

Remortgage Rates

(Available for customers remortgaging from another lender or equity release on unencumbered properties). (A Switch & Fix facility is applicable on all Offset and Tracker products listed below)

Offset Products - Please note customers can only hold ONE Offset Mortgage at a time.

Product Type

Initial Rate Initial Pay Rate

End Date

Follow On Rate

Product Fee

Max LTV

Min Loan

Max Loan

ERC

ERC Term

2 Yr Offset Tracker 5 Yr Offset Tracker

BEBR+ 1.22% 4.22% BEBR+ 1.25% 4.25%

2 Years 5 Years

BEBR +3.49% BEBR +3.49%

?1,749 ?1,749

75% 75%

?5,000 ?5,000

?2m

1% of original balance on Full Redemption

2 Years

?2m

1% of original balance on Full Redemption

5 Years

Tracker Products

Product Type

NEW NEW NEW NEW NEW

Premier 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker

Premier 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker 2 Yr Tracker

Initial Rate Initial Pay Rate

End Date

BEBR+ 0.30% BEBR+ 0.40% BEBR+ 0.55% BEBR+ 0.70% BEBR+ 0.80% BEBR+ 0.98% BEBR+ 1.12% BEBR+ 1.23%

3.30% 3.40% 3.55% 3.70% 3.80% 3.98% 4.12% 4.23%

2 Years 2 Years 2 Years 2 Years 2 Years 2 Years 2 Years 2 Years

Follow On Rate

Product Fee

BEBR +3.49%

?999

BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49% BEBR +3.49%

?999 ?999

?0 ?999 ?1,999 ?1,999 ?1,999

Max LTV

60% 60% 75% 75% 85% 60% 70% 75%

Min Loan

?5,000 ?5,000 ?5,000 ?5,000 ?5,000

?2m ?2m ?2m

Max Loan

?2m ?2m ?2m ?2m ?2m ?10m ?10m ?5m

ERC

None None None 1% of balance repaid None None None None

ERC Term

N/A N/A N/A 2 Years N/A N/A N/A N/A

Legal

OPFM Switch & Save

?250 Cashback

JB67

JB68

JB69

JB70

Remortgage Own Solicitors

N/A N/A N/A N/A N/A HD96 HD97 HD98

BRM Legal

Switch & Save ?250 Cashback

KF08

KF09

KF10

KF11

KF12

KF13

KF14

KF15

KF16

KF17

N/A

N/A

N/A

N/A

N/A

N/A

5 Yr Tracker 5 Yr Tracker

2 Year Fixed Rates

Product Type

NEW NEW NEW

2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed 2 Yr Fixed

BEBR+ 0.60% 3.60%

5 Years

BEBR +3.49%

?999

60%

?5,000

?2m

BEBR+ 1.00% 4.00%

5 Years

BEBR +3.49%

?999

85%

?5,000

?2m

Initial Rate

5.39% 5.45% 5.49% 5.72% 5.73% 5.74%

End Date

Follow On Rate

Product Fee

31/01/25 BEBR +3.49%

?999

31/01/25 BEBR +3.49%

?999

31/01/25 BEBR +3.49%

?999

31/01/25 BEBR +3.49%

?1,999

31/01/25 BEBR +3.49%

?1,999

31/01/25 BEBR +3.49%

?1,999

Max LTV

60% 75% 85% 60% 70% 75%

Min Loan

?5,000 ?5,000 ?5,000

?2m ?2m ?2m

Max Loan

?2m ?2m ?2m ?10m ?10m ?5m

ERC

1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid 1% of balance repaid

None None

ERC Term 31/01/25 31/01/25 31/01/25 31/01/25 31/01/25 31/01/25

N/A N/A

Remortgage Own Solicitors

N/A N/A N/A KE13 KE14 KE15

N/A

KC61

N/A

KC63

BRM Legal

Switch & Save ?250 Cashback

KF18

KF19

KF20

KF21

KF22

KF23

N/A

N/A

N/A

N/A

N/A

N/A

KD50 KD51

Great Escape - Free Legals, Non - Disclosed Valuation & Cashback (Customers must use the Banks nominated Solicitors from the Bank's panel and the Bank pays for specified remortgage fees) Own Solicitors - Non - Disclosed Valuation & Cashback (Customers provide use and pay for their own Solicitor)

Product Type

Initial Rate

End Date

Follow On Rate

Product Fee

Max LTV

Min Loan

Max Loan

ERC

ERC Term

Great Escape ?150 Cashback

BRM

Own Solicitors ?400 Cashback

NEW

2 Yr Fixed

5.66%

31/01/25 BEBR +3.49%

?0

60%

?50,000

?2m

1% of balance repaid

31/01/25

KF24

KF25

NEW

2 Yr Fixed

5.68%

31/01/25 BEBR +3.49%

?0

75%

?50,000

?2m

1% of balance repaid

31/01/25

KF26

KF27

5

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