Higher Priced Mortgage Loan Workflow & FAQ
•In general, a higher priced mortgage loan (HPML) is a loan with an annual percent rate (APR) that is higher than a set tolerance calculated from the Average Prime Offer Rate (APOR). 2. What is an annual percentage rate? ... The loan is HPML if the current APR > APOR +1.5% . [see 4. and 5.] Conv/VA FHA ................
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