TOP REPORTED CYBER SCAMS

55THIWNGASYYSOUTCOANGDEOTAHBEOLUPT IT With tyinooitueialebl ccuotyrnotnancetivcmseartdoaercinroiouvnnelitsneeorfcrelaiistssbicfrioeamdnsdpor-lenmtaea6omrlf0ykideneedtenpcwtiillftaovyfciettcehhtrsei,feimtna.n3sngt,tbhuatnthwtwoeihlalmachtyaebvyreecorhfucaraliolnmerndedi.vse4iecrteimd.

WAYS TO GET HELP authentic-looking (but fake) check is sent to a consum6e0rpweoitphle dwiorreldcwtiiodens

5 to pr

odceepReodEssitMtoitEainM ththiBrediErpRpaer:rtsyI.ofnTiahtlesaseccceaommunastrsttiaosntods

1 gwgeoitroceadaswtohpitlaoloicnhryatbbvhieoeearnfcnartldoilmerf,nIteuobtn.vh4uiercteetth,iamtediht3tehimissi!innufotgersaipthtiack..e. s

TOP REPORTED CYBER SCAMS victim is left owing their bank money.

At least 720 new threIantsthe 3 minutes it takes

5 5 THING#1S#F1YAKOFEAUCKCH5EEATCCNOKTPHHSDRIENCEOPGCAOSMAKRYTSBOTESUODOPTCCCHURAIYANENTBPGMOSEDRIRYOTTOSSEAUDCBCACAOYMNUBDSTEORITASBCOAUMTSIT WRtDhiEotehnMpW'itnGrEfoiMtiaEcitlaehBlTlefEcdoioHRnrsn:ititEtAato!icLnastyolPmomc:anodewcReenooaenitwnmsaepkocwyoipntnorl.limugbnateydbiiaoocntbdlunatte.'s/oottsgoikirnfteidngheteodo/-epwscnsoooBtlisriasninemtsrtseacattuareccekmmhlderaetmpscBelksiarunica-fgesicnseyi,oddnaomwnsueh6o.i1sofpa0rsviredlneaeBmeeniwmtuniaetvryrrtgiksetItAhcoenha/tetadvretlefieeht.fam1uiae2edtpmsl.3tt3esehlmr7iags2-iei0ncndau.fn2oeteg-ewtAhrssaotiap,htthrtrvieaaclake.e.eten.sasaedmstteh7risg2ei0ndf.no2egwratphhrieca..t.s

WAYS TO GE5T HELP autheantuict-hloeonkitnigc-(lbouot fkaikne)gch(ebcuktisfsaeknet )tocahceocnksuimsesrewnitthtodiraecct6woio0innllpssheuaovmpelfeea6orlwf0liedwnoenenrwtlividttvyiwichtchttieiidfmmt.de3s6oif0riednceetniwtoitnyvsitchteifmt.3s

5 5 WAYS TO GETWHAEYLSPTO GET HELP tpoGroEdceTepteHoodsEsidtLteoiPtp:ainRothesthpiirteodirripttpaiietrnrttsyo.otwnThahweleiawrscc.cFpaomreuanrautsrsdot.iaonsntradsglgweaitrccecaaoshpuoinnrtthisoannadonf, dbthuewttotihareceybae

portion of the 60 people rcr6w0iilmlpheeaov.pe4lfealwleonrlvdiwctiidme to a cybercrime. 4

worldwide

victimprisolcefeteodwsingtothaeirthbainrkdmpoanreyt.y. The scam artists get cash in handw,ilbl uhatvtehfeallen victim

$10

#3 BOGUS PRIZES, SWEEPSTAKES #1 FAKE CHECK SCAMS REMvEM icBtiEmR:iAsnlyeofnteoawskiinngg ytohueitor dbeapnoskitma ochneecyk.and wire

##21INFTAEKRENCECTHHMEECCEKRKCSSHCCAAANMMDSISE SCAMS the proceeds to someone you don't know is scamming you.

to a cybercrime. 4

AND "FREE" GIFTS WitDhoinn'tiRtfiaEalllMcfooErniMtta!cBt EmRad:eAinn yonolnineWaeuaitcthhlesaninktsiictsii-alinolfocigkoeinndtgyasc(tbooumutrafdamketeoi)ancrohdknecleeiknteipspcsolleaansstscitifeoitesad,ascoaonrncsmuhmaarueekretcwthpkitleahcnaedstin,rieaccnd-tiloonwsokirineg (but fake) check

is seTnhWtestiteothhbaeoigncpuoistrniwoaselucbcmesoietneedrtsaswacpttiptomehasardodtioremesiceneltltoioooenndvneelepsironystyteiothoicitdnulinaegstpdfhsroeooiirsfminipete'dfrtiasstokkneioannlrpahotmcchaworaeumnrirtkiassecpaetnespudrctlwsiacaiorcaenmelassap,mloaratniiconncogofutyhneotsua.nd wire a portion of

FREE

tbhaenGtykpoEoratmTueoouleHbcDtodchLueEnteoyeroLepondnnPytnotse:.'tiistvcceRtise-otfrerltaopyoiaatoolrclwkirtronhtiiufvniioinettnrgthsrdteno(eoribpfiirwteruna!iiwtstprgbctfwesaryora,.k.mFsnesTordp)wanh-lcenuRpvaeethiraEdceolemetM slc.iyaomcecpEeekcradM disgccsmsiiBltlfosotefEoafuettRsaharkone:eirtwAnenhtntinisgintsrtysdg,,ttoatbtpohnshnfuaeearratdigatnreytsecb.hkwweaTtoiennhhnickegvmrasamseyatucesooayrchnmuamcoeathyupoeai.tanrrdoiotneiorwsrdphtdtonsiaiissegtoiesnrehtnteadcadcad,o.hnsihbferdciuteknhctahctneataidnhodrwne,sibsruveatitcrhteeimofisfelreeftdo..w. ing their

VACATION #2 INTERNET MERCHANDISE SCAMS RyoEuMRdEpvEiMrocMGontbIEciEnB'M muetTetEBrkd...ieEsRHnsayRl:oteEol:oAfwiILutfanyPoiih,yttws:hsatoiResihvnnreceedegmeaprtptamsehooasteriormkipsttoriyaiinnbg.ntyoaToggtontDuhhoydopkeeypnoprtw'mtofosriuforcazuwcboolaelete.nemfnowdoeDtorstrydit.aruot.oFt!eresonwptor,im'aiosctitentousoifsnsianvde!tgeliy.ealnoortufgrcotcdghsoarn.esi'tihnIckttkng!i'osnswaahinlsilasdklcnaeawdm,m"sibtricnauegaxtymtoethuhs..ee"porro"cfeeeedss."to someone

$10

GETGEHTEHLEPLP: :RReepoorrttititottohewBwetwtGeEr.TFBHrEuaLsPui:nRdeeps.oosrrtBigtutroewawuw.

$10

TheRseEbRMogEEuMsMwBweEEbwsMRitwe:Bs.AbaEnpbpbyRe.ooa:rnrIgteof/cassoeslonlkemsivunemergyoetyhrno-inceugowmftroopamdlnaefiatpnksotessyp/ifhotialeaurm-acta-hoceeupctkiacaaylsnidnwoirrde er to collect

##22ININTETRENRENTEMTE#MR2CIENHTREARCNNEHDT AIMSENERCDSHACISNADEMISESSSCCAAMSMS ThetyosoeuetDlhbebocoeutnwygrpo'untnriesnfiovcawscenlretelcioaebnforcdosmrogirisutvpseneitls,ttosae!aio$ristfnpr1eo'0tpiistsm/egbcaaereoartmos-ntsncdpot-leaaenstrayemetmTlloelyhd.eeuedscPveidlbfeoefooretghryruneistin'nhwotgtei,kbdntsbhnig!tueaotsfnartwphowpemehiamsar ttfeosayrscckoehaluelaemvopnerdrhmdyitaseheirrinnemgdgf.aroycmeofuaukte.ipchaarlmsatcoeueticlaelsctronics to counterfeit

#3 BOGUS PRIZES, SWEEPSTAKES braRnEdGM-EnETaGMmHEBeETERcLHl:PoI:tEfhRiLtiensPpege:o,mFrbtsuiintttodtothogeroweomwsdteootwroeucle.bhcrFteracrotnnaericdusus itedosa,.ceiootturyniwgstoe!ruwfeitbwburayn.ds-nntaeomvpeecflrorthaainrgur,ibdvute.tsgheoomrverc/ihsvancidcoisetmimplest.ehlytmdilfferent than what yoTuhoersdeerbeodg.us websites apypouebauyrnetvoersarerlivleseovreisrcyomtphleitnelygdifffreroenmt thfaan kwheatpyohuaorrdmereda.ceuticals GET HELP: Report it to the Better Business Bureau

AND "FREE" GIFTS REMEtMo BelEecRwt:rwoIwnf.iibctbssbt.eooercmg/ocsuonntosteuormRfgEeeMorit-EocbModrBmaEtRpno:ldaIbfi-intensteaste/mrmfiusleeteo-oca,lg-ioototdhistoi!nbegt,rubeu, ittist!he merchandise

GET HyEoLuPb:ucRoymenppeolavrientrti/atgerttro-sivttaherseteoBdGrEeTitsHtEecLroP:mBReuppolserittniet etloysthsde BBifeuftteerrreBeuansuitnetshs Baunreawu hat you ordered.

AVNALFCEORAEETA$EIDON10N?

FREE VACATION

##24INATEDRVNAENTCMEERFCEHEALNODAISNESS,CAMS consumer-complaints/file-a-

wwLwot.tberbybw.oinrngin/gcso, nswseuempsetark-ecso, fmrepe lvaaicnacttoiosmn/plfsaiialnent/-dgaetc-csatorasrmteadrpeloafifnerte/dg..e. t-started

but...RyoEuMhaEveMtoBpEaRy u:pIffroitntsteoecmovserttohoinggsoloikde "ttoaxbees" torru"fee,esi.t" is! InTrheeasleityb,otghuesrewiesbnsoitpesriazpepoerawritnonsienlglse.vIetr'syathlliangscfaromm. fake pharmaceuticals

##33ABNOBDGOCU"GRSFUREPSEDREPII"ZTRGEISIAZF,ETRS#SS3WR,ABSEANOEDGWNPU"SFESGRPETEREAPEI"ZKRSGEESTISFS,ATSSWKEEESPSATANKDES"FREE" GIFTS LcRPooeEvtrLbteMwGRuieoroEttERtyriE...ottnyoTdeMhEynGM ure!wHioLcM yilEnenuEboiEBwoM gcnguEhTnLtsaiEnsyrM anBPs,nloivHRnniE:niuneBktsiFeRg:n'iEmetsEVvciosgo:InAseaL"R,sfeIrpdrtF,CtsfPs:aarsoRswaAccsryxIw:oEroaeTcprfeeuerm wcREosmmIeesaiOpeiouotv"dppefye.NuwenersmssooPipsrootsetttnreec,wnaaoenporerekat"ktmrfrise.elfthwereobeoatsiaiessde,wtseabitci,!fsbtnntocorwbfloa.revorto"LbIttfa.osneeewnumo/ofoaInrtterygev...tntgwenredptaoatyrsvreohogl-lc.yhruieaeusntoitnayew/yntt-edchta,tdacioeegsoiaoantmolhlvopsBnvttitiuyeenpiitanofrelnnetoesyeiradogktrrcan,bistsyapiesoe,lttftunasueosnmxfeihye"wdodetnpamttcudeehrpr.aarpencaghorreipxfauitnBeredorzsnyeaoreteegdvrsnatsiuncork",t,/sei-rtaeavtinbsrigochoswnratri,urieeoctciasfonnoliootrt"nsoniemvaifftrpeeezi!cfemnhorrwfdvoreesgepetearsishslrhcses.zl.il.aoem"neIh,araeattdBgifc'totsseanf.iottnm.aeuyrln.osnirlcrkloularetheadwnucsep"dsdatcoi/aoatnfcanxbfalmhrrdeuinrludsos.liee"iesetannocr...er-rcegttea"ooysfdfwef-of.ne.eesuIr.isee"tnd'uh.s..n.amIaviflneeltarghtossec,paiamty's.uapfsrocnatmto. GEITn GrHeEaEllTioLtyHsP,etE:hsLeFrhPien:iisRsd/nehropeeoprsrroit"zuefietroetrco.ew"tsihnaneRtiEBnMwgesEt.wMtIeBtwr'EsRBa.:sluIltf assooispmncefeaormsnaes.wuBadnut.rsgyeooauvuto/pvaiycintiomrdesr .tohctomlleclt

winnings, it's a scam. Period!

NEED A LOAN?

FNREEEED VAACALOTAION?N

FFRROEMEDAD

#4 ADVANCE FEE LOANS, wREinMniEnRMgEsB,MEitR'sE:aMIfswccsBooawmmmEwepR. oP.l:banebreAinibwont.d/aoy!gnretgrst/e-GycspEootTauunHrsttEotauLePpmbd:aFleyienrid-nlrceeoosnormuddrecperelsrtaaotiwnwcowtilslwl/le.fscwittolepaf-raanu-td.gtoov/vkicntimosw.html

##43ABDVOAGNUCSE FPEREILZOEASN,SS,WCREEEDPITSATRARKAENSGERS your credit history before offering a loan.

CREDIT ARRANGERS LoaGnEsToHrEcLrPe:dFiitnadrreesoofuferrceeds aitnwewxcwh.satnogpefrfaourd.agnovu/vpifcrtoimnts.fhetem. lIf the consumer pays, the loan never

AND "FREE#4"ACGRDEVIDAFINTTCAESRFREAENLGOEARNSS, mREatM LeorEiaanMlsGizoBeErsETc, raReHnd:diEAtAtNLaLhnrEOPeeyEA:coDNorfFf?neeirpsneuuddmtirnaeerbesxllocoehsuealesnrngcheedisfse/ohrraeatwrnw"uiflpewlferw.wo"na.tonfenteg.tIouf atkhrnedoownlyinoue.rgcorvedit history before

##43ADABVNOADGNUC"SFERFPEEREEI"LZOGEASINF,TSS,SWEEPSTAKES oGfEfeTclorosHnienssLbEughumoLiattseP.../trlhe:opyerFaorayyiu"nsnfw,e.dhteih.an"revneleosianotnogunsrpe,cvaseeywsr mueaLclpoeoatosnpatfewsensrussrhmoitowiaserna/rlchwiktprezeareedty."issosfot,e,a,tenhra.c"efengoroldofeuvfaenteerahenrdreevvidtnaechroeocmxniacnanhsttauleginrimoignsaelneiefzlorsei.rskg,aaaneonnudvp"dtfthroaecncxtaofneersesus. m"Ifaetorhrere

offered... "fees."

REMEMBER: Any reputable lender will want to know

CREDIT ARRANGERS yourIncrerdeiatlhitisyt,otrhyebreefoirse onfoferpRiErnMigzEaM eBlooERar:nAw.nyinrenpuitnabglesle.nIdetr'swialllwlanat tsocknaomw .

##55PPHIHSIHSINHGIN/SGP/OSOPFIONOGFING Lottery winnings, sweepstaykoeursc,rfedrietehisvtoarcyabteifoorne osffaernindg aclaorans.are offered...

Loans or credit are offered in exchange for an upfront fee. If the

VACATION

A pchGoinEsbshTuuRitmHn...EgEeyrLeM opmPua:EyahFsiMa,ilnvtohdeBrerttEleooxsRapotnau:mnyrIeecfuvesespsraofarmgmtoeawnstGe,etwEoratTiwlonaHlel.EeicogzLoneePwvsg:d,Feulaiarynanndtfrdrhrtdeostisohnmonyuegrloaisccneousbleniau.kstgtusewooimwnv"pwetera.saoxsnyegousria"nrodororonglar"infndee.igeezosarv.t"tiooncyoolulekcntow or trust, often incllousdIeneswshrAiaesia/nplhlininhetrkyin,s"ofhtgerheise.an",rtgetiatiec'sshmnamoaesipnlcrtaoizwm reht.oiecrPxhwet, riwmnihoneedisn!sgaospg. eeItns'se, daa,lllilneasgstecadallmslym. farlowmareaobrudsiirnecetsssyou to a look-alike

website where personal information is requested.

FROM DAD

#5 PHISHING/SPOO#5FPINHIGSHING/SPOOFING RGreEEpRyGM TAooEEuwGRrpTHMErthEEiHGM EpEcinoatTsMM rEhoEnLhtreBLHBitidiEPTnPansoEaEiEgM :t:hgcrRHRlLFhReghosi:BiiPm:nE,ansAomeE:W itgdannLpkotFiRe'y@rr-ilsPoFhiezynaR:ornra:sOaaeerltbIoMdtiFptfnnsetukwDiieufcsritrAotoxeintoaeDihcarntntpsemmdewbiomsohcdloye.euaerehtifoooPtsfhbeslr,eesuunwechsseranwerebioiwgidknAtisneAoathtweuooewgtrns,artngpedaoa,ra.ahotwcrtwo.lnta!icghohnsowlniawlomhieohl-nktrlrigoeenPa-lissweznoaugggopwnaltheryiateawrkww.iemdaeoreoihtnnlnadst.wiuyciispyrwtohlehetotbof,untteudiosrrwooowilnokrsttpih,eenuknmsetpxgofwwninte,otwranhmo.oa!W eonagop.yewrsrseobesufanttsitvuotpraedanluoeegdsrrse.l,iinstpgsoknil,on,nsonoreafsifiaftlsdntrvlalnmoeesli/naeglgnrcsevrifadunmomliGlrcutycladmluowlftadrwadr.ioteatogceamimsroioeunsoraoasoleilvpnrlsib.anehudr/koesicvtilriqonertsimurcienetscdssrsltktyeeiodirqu.omeurcset.sshttyemodu.l

or orgRanEizMatEioMn yBouEkRn:owWohr ternusit,nofdteonuibnctl,udthesraolwinkitorout!

attachment which, when openedR, EinMsEtMaBllEsRm: Wahlewnainredoourbtd, tihrreocwtsit youotu!

letters with numbers and symbols to create a more secure password. Use a different password for each account.

TO PROTECT AGAINST CYBERCRIMES ? SET YOUR BROWSER SECURITY HIGH enough to detect unauthorized downloads.

NCSA offers these tips: ? USE A POP-UP BLOCKER (the links in pop-up ads are notorious sources of malware).

? BACK UP YOUR DATA REGULARLY (just in case your computer crashes).

? PROTECT ALL DEVICES that connect to the Internet. Along with computers, ? KEEPsAmCaLrEt AphNoMnAesC,HgIaNmEibnygmsyasktienmg ssu, arenydooutrhseercuwreitby-esonfatwblaerde,doepveircaetsinaglssoysnteeemdapnrdotweecbtibornowser

are ufprtoomdamtea.lware.

? W soHu?rEcMNe.AINKDEOSUUBRTETAHLRLOMWEIMT BOEURT.SDOoFn'Yt OclUicRk oFnAManIyLYlinfokslloorwotpheenseatstaafcehtmyetniptssu(onnleessinyfoeuctterdust the computer on a home network can infect other computers).

? MAKE YOUR PASSWORDS long and strong and unique. Combine capital and lowercase letters with numbers and symbols to create a more secure password. Use a different password for each account.

? SET YOUR BROWSER SECURITY HIGH enough to detect unauthorized downloads.

? USE A POP-UP BLOCKER (theHlienlkpstihnepaopu-tuhpoarditsiaersefnigohtotrcioyubsesrocurricmeseof malware). ? BACK UP YOUR DATA REbGyUuLsAiRnLgYt(hjuesftoilnlocawsienygouardcdoimtipountaerl rcreassohuers)c.es:

? PsyRsOItneTmtEersCn,TaetnACdLrLoitmDheeErCVwoICmeEbp-SleantihnaatbtClecedonndtenerve.ic.c.te..ts.o..a.t.lh.s.oe...nI..ne..te.e.d.r.pn..r.e.ot...t.e.A.c.l.to.i.on..ng...fw.r..oi.t.m.h...mc.o..am ..l.w.p..ua..rt.ee..r...s.,..s..m...a..r.twpwhwon.ice3s,.ggoavming ? MAEKlEecStrUoRnEic ACLriLmMesETMaBskEFRoSrcOeFs aYnOdUWRoFrAkiMngILGYrofoulplosw....t.h..e..s..e..s..a.wfewtywt.sipescr(eotnseerivnicfeec.gtoedv/ecoctmf.pshuttmerl on a

home network can infect other computers).

Identity Theft Resource Center (ITRC) ......................................................

HeVlipctitmhseoafuFtrhauodriRteiesosufricgehst...c..y..b...e..r..c..r..i.m....e...b..y...u...s..i.n...g...t..h..e...f..o..l.lwowwwi.nstgopafdraduidt.igoonv/avlicrteimsos.uhrtmcel s: InternUet.SC.rDimeepCaormtmpleaninttoCfeJnutesrtice................................................criminal/cyberwcrwimw.

Electronic Crimes Task Forces and Working Groupsectf.shtml

IdentiNtyaTtihoenftaRl eCseonurtceer CfoenrtVeric(ItTimRCsofCrime......................................................victimwwsowf.cidrtihmefet. VictimFsroafuFdr.aourdg R..e..s.o..u..r.c.e..s... .. ... ... .. ... .. ... .. ... .. ... ... .. ... .. ... .. ... .. ... ... .. ... .. ... .. ... .. ... ... .. ... .. ... .. ... .. ... .. ... ... .. ... .. ... .. ... .. ... ... .. ... ...w..w...w....s.t.o..pwfrwauwd..Fgorva/uvdic.toimrgs.html

U.S. Department of Justice . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . criminal/cybercrime National Center for Victims of Crime

FraudV.oirsg.i t. .h . t. t. p. .: ./ /. w. . .w . .w . .. s. .t .o .p . t. h. .i .n . k. .c .o . n. .n . e. .c .t .. .o . r. g. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . for more information.

Visit for more information.

CREATED FOR NATIONAL CYBER SECURITY AWARENESS MONTH: EVERY OCTOBER SINCE 2004.

CoCsRpEoAnsToErDedFbOyRthNeADTeIpOaNrtAmLenCtYoBfEHRoSmEeClaUnRd IsTeYcuArWityAaRnEdNthEeSSNaMtiOonNaTl HC:ybEeVrESRecYuOriCtyTAOlBliEaRncSeI, NthCeEn2a0ti0on4'.s CosponlseoardeidngbynothneprDoefipt aprutbmliecnptroivf aHteompaerltannedrssheicpurpirtoymanotdinthgethNeastaiofenaalnCdysbeecruSrecuusreitoyfAthlleiaInncte,rntheet.nation's

leading nonprofit public private partnership promoting the safe and secure use of the Internet.

1 Top 5 Internet-related scams reported to 2 McAfee 3 Identity Theft Resource Center 4 Bureau of Special Technical Measures, Moscow

1 Top 5 Internet-related scams reported to 2 McAfee 3 Identity Theft Resource Center 4 Bureau of Special Technical Measures, Moscow

Privacy Notice? Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information at or we will mail you a free copy upon request if you call us at 1-800-881-5611 and select option #2.

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