Holiday Greeting Labor Day - Amazon S3



HOLIDAY GREETING | LABOR DAYMost Recent VersionLPL Compliance Approval # 1-878150[Subject line] Labor Day is an Important DayJust over 100 years ago, Americans typically worked physically demanding jobs. Adults toiled 12 hours a day, seven days a week for low wages. Americans did not take lunch breaks. They did not get sick days or vacations. They were not protected by safety regulations.1Children worked, too, in factories and mines. Conditions were harsh and unsafe for all.2In 1882, the first Labor Day parade was actually a one-day strike. Ten thousand workers marched from City Hall to Union Square in New York City, carrying signs that called for ‘Less Work and More Pay,’ reported The New York Times. They risked their jobs by participating.2The Central Labor Union of New York held the first Labor Day celebrations on September 5 in 1882 and 1883. In 1884, they moved the celebration to the first Monday of the month. This tradition spread as state governments began to officially add this day to their calendars.3In 1894, President Grover Cleveland made Labor Day a national holiday.4Whether you’re working or retired, we’re here to help you plan for the future, just give us a call! Sources: 1 material was prepared by Carson Coaching.Another VersionLPL Compliance Approval # 1-758157[Subject line] Labor Day and Labor UnionsLabor Day is set aside to celebrate the social and economic achievements of American workers. It was proposed as a holiday by Matthew Maguire in 1882 while he served as secretary of the Central Labor Union in New York, NY. The labor movement grew out of the need to protect the common interest of workers in the areas of better wages, reasonable hours, and safer working conditions. It also led efforts to stop child labor, offer health benefits, and provide aid to workers who were injured or retired.1Pew Research reports union membership peaked in 1954 when 34 percent of American workers belonged to unions. In 2017, just 10.7 percent of workers were union members.2A slight majority of Americans (51 percent) believes the decrease in unionization has had more negative effects than positive ones, and about one-third (35 percent) believes the change has been mostly positive.2The Economist recently reported the changing balance of power between workers and companies may be the reason wages have been slow to increase in recent years saying, “…this rise in firms’ power may reduce labor’s share of national income by as much as a fifth.”3Politicians have been proposing other ways to empower workers. The Economist wrote:3“Unions are not the only way to boost worker power. More radical ideas like a universal basic income – a welfare payment made to everyone regardless of work status – or a jobs guarantee, which extends the right to a government job paying a decent wage to everyone, would shift power to workers and force firms to work harder to retain employees…Economists are unlikely to cheer such proposals.”Labor Day is a good time to think about the role and value of workers in our economy. This is also a good time to review your financial plan and do some year-end tax planning with your financial professional. Give us a call soon!Sources: 1 material was prepared by Carson Coaching.Another VersionLPL Compliance Approval # 1-632586[Subject line] Happy Labor Day!Labor Day is about a lot more than the end of summer and the start of a new school year. The holiday, which celebrates American workers, became a federal holiday in 1894 and was created to recognize the contributions and achievements of the labor movement. explained:1“…at the height of the Industrial Revolution in the United States, the average American worked 12-hour days and seven-day weeks in order to eke out a basic living. Despite restrictions in some states, children as young as 5 or 6 toiled in mills, factories, and mines across the country, earning a fraction of their adult counterparts’ wages. People of all ages, particularly the very poor and recent immigrants, often faced extremely unsafe working conditions, with insufficient access to fresh air, sanitary facilities, and breaks.”The holiday is celebrated in many cities and towns across the United States with parades, picnics, fireworks, and other public gatherings. On this Labor Day, cheer the 40-hour workweek, vacations, lunch hours, workplace retirement plans, and other innovations that have greatly improved our lives. This time of year is also a fine time to review your financial plan and discuss tax strategies you may want to implement before the end of the year. Let’s talk! Source: 1 material was prepared by Carson Coaching.Another VersionLPL Compliance Approval # 1-525065[Subject line] It’s Almost Labor Day!Labor Day weekend – the three days dedicated to celebrating American workers – marks the end of summer and, for some, the start of a new school year. It’s a good time to relax and ponder thoughts about work and play:“No work is insignificant. All labor that uplifts humanity has dignity and importance and should be undertaken with painstaking excellence.”--Dr. Martin Luther King, Jr., Minister and activist1“The biggest job we have is to teach a newly hired employee how to fail intelligently. We have to train him to experiment over and over and to keep on trying and failing until he learns what will work.”--Charles Kettering, Inventor2“The only place success comes before work is in the dictionary.”--Vince Lombardi, Football coach3“The power of one, if fearless and focused, is formidable, but the power of many working together is better.”--Gloria Macapagal Arroyo, Former President of the Philippines4“The supreme accomplishment is to blur the line between work and play.”--Arnold J. Toynbee, British historian5If you have any thoughts or ideas you would like to share, please give us a call. We’re always interested in what you think.We hope you have a relaxing Labor Day!Sources: 1 material was prepared by Carson Coaching.Another VersionLPL Compliance Approval # 1-409458[Subject line] Food for Thought at Your Labor Day PicnicWorkers are essential to innovation and success. According to the London School of Economics (LSE), they’re a source of ideas for new products, new services, new approaches to work, and new business models.1Worker-led innovation must be nurtured by organizations. It requires a workplace environment that frees people to do more than they’re being paid to do. The LSE report suggested workers need:Innovation time: Give time for creative thought Broad roles: Help employees see the bigger picture and make connectionsCompetitions and contests: Stimulate action and innovationOpen communication: Encourage collaboration and influence directionHow important is it to foster a creative environment at work? A 2014 Forrester study found, “…companies that embrace creativity outperform peers and competitors on key business performance indicators including revenue growth, market share, and talent acquisition.”2 We believe our clients are a force for change and innovation, too. If you have suggestions, please give us a call. We’re always interested in what you think. Sources: 1 material was prepared by Carson Coaching.Another VersionLPL Compliance Approval # 1-296667[Subject line] Labor Day: A Brief History of the Labor MovementAccording to , early trade unionism “…harbored a conception of the just society, deriving from the Ricardian labor theory of value and from the republican ideals of the American Revolution, which fostered social equality, celebrated honest labor, and relied on an independent, virtuous citizenship.”The first unions were local, cropping up in artisanal trades during late colonial times. Some sources say the first strike occurred when journeymen tailors in New York protested a wage reduction in 1768 before the United States had gained its independence from England. Early unions represented skilled laborers, set prices for their work, advocated for a 10-hour workday, and focused on the immediate material interests of their members.Industrialization changed the face of America and that of unions. Rather than pursuing the immediate interests of members, unions were formed to advocate for equal rights through labor reform. By the end of World War II, collective bargaining had become standard practice in the industrial economy. In the early 1950s, about 34 percent of workers belonged to unions. Today, unions have less clout than they have had in the past. From 1975 to 1985, unions lost five million members. By the end of the 1980s, less than 17 percent of American workers belonged to unions. In 2009, that had fallen to 12 percent. Will the labor unions continue to lose steam or will it regain momentum? It depends on the choices made by American workers.If there is one lesson history teaches, it is change is inevitable. The same is true of your portfolio. Over time, investment performance may alter your asset allocation. Please contact us to schedule a review of your portfolio and we can work together to see what kind of change, if any, is necessary to maximize your interests and goals.Sources: above material was prepared by Carson Coaching.Another VersionLPL Compliance Approval # 1-188360[Subject line] Why Labor Day is ImportantLabor Day is a time to acknowledge and be thankful for the contribution of workers to the many labor rights now afforded Americans. We have come a long way from 12-hour days and children making up much of the labor force. But, how do we compare to other countries?In the United States, many employers offer paid holidays, but in many European countries, a minimum of 20 paid leave days is legally required.A full work week in America is 40 hours. Other countries have average work weeks of 30 hours, as in France, and 27 hours in the Netherlands.Before you pack your bags and start looking for full-time employment in another country, take a look at some of the benefits we enjoy that others don’t.The minimum wage in the U.S. is $7.25/hour, but Spain pays only $5.57/hour and Greece is at $5.06/hour.Most countries in the world do have child labor laws. In America, laws are enforced, but other countries, such as Africa, Asia, and Latin America, often ignore the laws on the books.As we continue to work hard for you and your family, please let us know what we can do assist you in meeting your financial goals.The above material was prepared by Carson Coaching.Another VersionLPL Compliance Approval # 1-087434[Subject line] Why Labor Day is Important Labor Day is an annual tribute to the contributions of workers towards the well-being and strength of our country. Celebration of Labor Day was conceived by members of the labor movement in the 1880s and later Congress passed an act making the first Monday of September the legal holiday. We celebrate workers on Labor Day, but the labor movement allows us to experience the following benefits and rights every day:Child labor endedLegal right of workers to form unions and collectively bargain for wages, benefits, and working conditions8-hour work day and paid overtimeWorkers' comp benefits for workers injured on the jobUnemployment insurance for workers who lose their jobsGuaranteed minimum wagePaid sick leave, vacations, and holidays as standard benefits for most workersPassage of the Civil Rights Acts and Title VII which outlaws job discrimination based on race, color, religion, sex, or national originPassage of the Occupational Safety and Health ActPassage of the Family Medical Leave ActThis Labor Day, we celebrate your success in contributing to our country’s prosperity. And, thank you for entrusting {Insert Company Name} with your family finances of which we know has come from a lot of hard work.The above material was prepared by Carson Coaching.Another VersionLPL Compliance Approval # 749827[Subject line] What Do You Know About Labor Day? Labor Day is celebrated on the first Monday every September. For some Americans, it signals an end to summer; for others it represents much more. See what you know about Labor Day by taking this brief quiz:In the late 1800s, the typical work week in an American mill was about 73 hours long. Men, women, and children worked slightly more than 12 hours per day, seven days per week. How much did they earn?$30 to $34 per week$0.07 per hour$3 to $3.50 per week $0.52 per hourThe Fair Labor Standards Act established the minimum wage in 1938. It was set at:$0.25 per hour $0.76 per hour$0.08 per hour$1.17 per hourIn 1900, which group declared that trade unions were good for democracy?AFL-CIOU.S. Industrial CommissionNational Labor UnionU.S. Department of LaborIn the United States today, a 40-hour week is considered full-time work. How many Americans worked more than 40 hours a week in 2009?44% of American men 29% of American women 37% of Americans All of the aboveIf you would like to make sure your savings and investments are working as hard as you are, give us a call. We would be happy to schedule a time to sit down and review your situation.Answers:1. C – $3 to $3.50 per week2. A – $0.25 per hour3. B – U.S. Industrial Commission4. D – All of the aboveSources: The above material was prepared by Carson Coaching.Another VersionLPL Compliance Approval # 658794[Subject line] Why Celebrate Labor Day?On Labor Day, we celebrate the work of Americans. For many people, work is an important measure of self-worth. It provides a means of supporting families and creating value in communities. Here are some recent statistics that shed some light on the American workforce:154.4 millionAmericans (ages 16 and older) were in the labor force in May 201016.1 millionWorkers were labor union members in May 20104.0 millionAmericans had two jobs (one full-time and one part-time) in May 20101.7 millionWorkers were Chief Executive Officers in May 201042.7%Percentage of Americans worked 40 or more hours a week in 2007$46,367Median earnings for male full-time, year-round workers in 2008$35,745Median earnings for female full-time, year-round workers in 2008In this office, we gain satisfaction by working to help our clients meet their financial goals. If there is any way that we can provide assistance, just let us know. Source:U.S. Census Bureau: The above material was prepared by Carson Coaching.Another VersionLPL Compliance Approval # 559669[Subject line] The Difference Between May Day and Labor DayDid you know that May Day was the original Labor Day? The day first set aside to celebrate workers – and the date on which celebrations still occur throughout much of the world – was May 1st, also known as May Day. During the 1880s, corporations were growing powerful and employees were working 10- to 14-hour days in factories, mills, and mines. In an effort to win an 8-hour work day, people went on strike all over the United States. The strikes were successful and work hours were shortened in many places. May Day was chosen in 1886 as the day to celebrate solidarity among workers and remember the struggle for an eight-hour day.So, why do Americans honor workers in September on Labor Day? President Grover Cleveland signed Labor Day into law in 1894 in an effort to repair political damage suffered when he declared a strike by the American Railway Union, at the Pullman Palace Car Company in Chicago, to be a crime. Cleveland sent 12,000 troops to quell the protest and strikers were killed in the conflict. Cleveland lost his bid for re-election, but Labor Day continues to commemorate the contributions of unions and workers – as well as marking the end of summer. If you would like to review your portfolio and discuss strategies for preserving and compounding capital during challenging times, please give us a call. The above material was prepared by Carson Coaching.Another VersionLPL Compliance Approval # 1-187178[Subject line] Laboring in AmericaThe best writers and poets are able to take common experiences and express them in ways that make us stop and think more deeply about our lives and our culture. This excerpt from a poem by Mark DeFoe, published in For a Living: The Poetry of Work, edited by Nicolas Coles and Peter Oresick, provides food for thought this Labor Day.The Former Miner Returns from His First Day as a Service Worker (at a McDonald's somewhere in Appalachia)All day he crushed the spongy buns, pawed atThe lids of burger boxes and kiddie packsAs if they were Chinese puzzles.All day long his hands ticked, ready to latch onOr heave or curl around a toolHeavier than a spatula,All day he rubbed his eyes in the crisp light.All day the blue tile, the polished chrome, saidBe nimble, be jolly, be quick.All day he grinned while the public, with blandOr befuddled faces, scowled over his headAnd mumbled, whispered, snarled, and snapped.All day his coworkers, pink and scrubbed,Prattled and glided and skipped while he,All bulk and balk, rumbled and banged.Near shift's end he daydreamed – of the clangOf rock on steel, the skreelOf a conveyer belt, the rattling whineOf the man-trip, the miner's growl of gearsAs if gnarled, toothing at the seam.He makes his slow way home, shadow amongRoadside shadows, groping back in himselfFor that deep, sheltering dark.He has never been so tired.His hands have never been so clean.Anytime you are inclined to put us to work, please call. We’re glad to help in any way that we can.The above material was prepared by Carson Coaching.Another VersionLPL Compliance Approval # 1-186460 [Subject line] Labor DayAlthough many think of Labor Day as a fashion marker – the last day to wear white – the holiday should mark far more. During the 1880s, the first Monday in September was set aside to celebrate America’s working class and give those workers a day of rest. At that time, the American work week was 60 hours long: 10 hours a day, six days a week. In those days, employers provided few perks. Lunch hours, vacation days, sick leave, minimum wage, insurance coverage, retirement plans, stock options, and other benefits that we enjoy – and often take for granted – did not exist. The rights that we expect in our workplaces today are the fruit of the struggles of the American workers who came before us, including children. During the late 1800s and early 1900s, every member of working class families worked and children earned substantially lower wages than their parents. Experts estimate that one of every six children in the U.S. under the age of 16 was working in 1880. They worked 60 hours a week, just like the adults. Although today’s children might not believe it, during a notable Philadelphia textile mill strike, children held signs that read, “We want to go to school!” By the 1920s, the work week was shorter: eight hours a day, six days a week. Although Congress attempted to pass a constitutional amendment that would create a national child labor law during the same decade, it was blocked. Children remained an essential part of the American workforce until the Great Depression when jobs were scarce. In the 1940s, the standard forty-hour work week was established, although many Americans continue to work much longer hours. American workers owe a debt of gratitude to our ancestors—skilled and unskilled, blue and white collar, of all ages and ethnicities—who fought to secure a better world for us. This Labor Day, remember to celebrate the strength and spirit of American workers. If you’re interested in securing a better financial future for your children and grandchildren, please give us a call. We would be happy to help.The above material was prepared by Carson Coaching. ................
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