WHOLE LIFE - United American Insurance

FINAL EXPENSE WHOLE LIFE RATE SHEET

Policy Form: SWL Plan Codes: FER, FES

WHOLE LIFE

$1,000 ? $25,000*

Annual Premium Per $1,000 Policy Fee: $20.00

ISSUE AGE

MALE Non-Tobacco Tobacco

FEMALE Non-Tobacco Tobacco

50

46.16

67.94

33.58

45.69

51

46.74

68.21

34.23

46.00

52

47.54

68.75

35.04

46.55

53

48.55

69.58

36.00

47.33

54

49.77

70.67

37.10

48.33

55

51.18

72.02

38.34

49.55

56

52.76

73.61

39.71

50.97

57

54.55

75.49

41.24

52.62

58

56.60

77.70

42.94

54.54

59

58.93

80.22

44.81

56.72

60

61.52

83.00

46.85

59.16

61

64.37

85.99

49.03

61.86

62

67.57

89.35

51.42

64.88

63

71.21

93.28

54.08

68.27

64

75.35

97.96

57.10

72.09

65

80.03

103.55

60.56

76.38

66

85.29

110.17

64.51

81.17

67

91.18

117.84

68.96

86.49

68

97.82

126.60

73.88

92.39

69

105.36

136.53

79.25

98.94

70

114.01

147.75

85.02

106.25

71

123.93

160.39

91.19

114.41

72

134.99

174.41

97.83

123.35

73

146.98

189.75

105.06

132.98

74

159.77

206.36

112.99

143.21

75

173.20

224.25

121.75

154.00

76

187.22

131.43

77

201.86

141.98

78

217.19

153.35

79

233.24

165.51

80

250.00

178.45

Annual Semi-Annual Quarterly Monthly

MODE FACTORS

Automatic Payment Plan

Direct Bill

1.0000 1.0000

0.5000 0.5200

0.2500 0.2650

1/12

0.0900

Rounding Rule : 2K101

Base Modal Premium per Unit = (Base APPU) * (Modal Factor), round to near cent Base Modal Premium = (Base Modal Prem per Unit) * (Number of Base Units),

round to near cent Policy Fee Modal Premium = ($20 Policy Fee) * (Modal Factor), round to near cent

Policy Modal Premium = Base Modal Premium + Policy Fee Modal Premium

*$5,000 minimum in Washington

FD070

Page 1 of 9 ? 2014-2015 United American Insurance Company. All rights reserved.

UAI2895 122315

FINAL EXPENSE WHOLE LIFE RATE SHEET

Monthly Bank Draft Premiums by Face Amounts

ISSUE AGE

50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80

$5,000

29.97 30.07 30.32 30.67 31.12 31.67 32.32 33.12 34.07 35.12 36.27 37.52 38.92 40.52 42.47 44.82 47.57 50.77 54.42 58.57 63.22 68.52 74.32 80.72 87.67 95.12 -

WHOLE LIFE

Plan Code: FER

Male Tobacco

$10,000 $15,000

58.27 58.47 58.97 59.67 60.57 61.67 62.97 64.57 66.47 68.57 70.87 73.37 76.17 79.37 83.27 87.97 93.47 99.87 107.17 115.47 124.77 135.37 146.97 -

86.57 86.87 87.62 88.67 90.02 91.67 93.62 96.02 98.87 102.02 105.47 109.22 113.42 118.22 124.07 131.12 139.37 148.97 -

$20,000

114.87 115.27 116.27 117.67 119.47 121.67 124.27 127.47 131.27 135.47 140.07 145.07

-

$25,000

143.17 143.67 144.92 146.67 148.92

-

Policy Form: SWL Plan Codes: FER, FES

ISSUE AGE

50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80

$5,000

20.72 20.82 21.07 21.37 21.82 22.32 22.92 23.62 24.42 25.32 26.32 27.47 28.72 30.12 31.72 33.52 35.47 37.72 40.17 42.92 45.92 49.32 53.07 57.07 61.32 65.82 -

WHOLE LIFE

Plan Code: FER

Female Tobacco

$10,000 $15,000

39.77 39.97 40.47 41.07 41.97 42.97 44.17 45.57 47.17 48.97 50.97 53.27 55.77 58.57 61.77 65.37 69.27 73.77 78.67 84.17 90.17 96.97 104.47 112.47 120.97 129.97 -

58.82 59.12 59.87 60.77 62.12 63.62 65.42 67.52 69.92 72.62 75.62 79.07 82.82 87.02 91.82 97.22 103.07 109.82 117.17 125.42 134.42 144.62 -

$20,000

77.87 78.27 79.27 80.47 82.27 84.27 86.67 89.47 92.67 96.27 100.27 104.87 109.87 115.47 121.87 129.07 136.87 145.87 -

$25,000

96.92 97.42 98.67 100.17 102.42 104.92 107.92 111.42 115.42 119.92 124.92 130.67 136.92 143.92

-

ISSUE AGE

50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80

FD070

$5,000

20.92 21.17 21.47 21.92 22.42 23.02 23.67 24.42 25.27 26.22 27.32 28.47 29.82 31.32 33.07 35.02 37.22 39.67 42.42 45.57 49.17 53.32 57.92 62.92 68.22 73.82 79.67 85.77 92.17 98.87 105.82

WHOLE LIFE

Plan Code: FES

Male Non-Tobacco

$10,000 $15,000

40.17 40.67 41.27 42.17 43.17 44.37 45.67 47.17 48.87 50.77 52.97 55.27 57.97 60.97 64.47 68.37 72.77 77.67 83.17 89.47 96.67 104.97 114.17 124.17 134.77 145.97 -

59.42 60.17 61.07 62.42 63.92 65.72 67.67 69.92 72.47 75.32 78.62 82.07 86.12 90.62 95.87 101.72 108.32 115.67 123.92 133.37 144.17 -

$20,000

78.67 79.67 80.87 82.67 84.67 87.07 89.67 92.67 96.07 99.87 104.27 108.87 114.27 120.27 127.27 135.07 143.87 -

$25,000

97.92 99.17 100.67 102.92 105.42 108.42 111.67 115.42 119.67 124.42 129.92 135.67 142.42 149.92 -

ISSUE AGE

50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80

$5,000

15.67 15.92 16.27 16.67 17.12 17.67 18.22 18.87 19.57 20.32 21.17 22.12 23.12 24.22 25.47 26.92 28.57 30.42 32.47 34.67 37.12 39.67 42.42 45.47 48.77 52.42 56.42 60.82 65.57 70.62 76.02

WHOLE LIFE

Plan Code: FES

Female Non-Tobacco

$10,000 $15,000 $20,000

29.67 30.17 30.87 31.67 32.57 33.67 34.77 36.07 37.47 38.97 40.67 42.57 44.57 46.77 49.27 52.17 55.47 59.17 63.27 67.67 72.57 77.67 83.17 89.27 95.87 103.17 111.17 119.97 129.47 139.57 -

43.67 44.42 45.47 46.67 48.02 49.67 51.32 53.27 55.37 57.62 60.17 63.02 66.02 69.32 73.07 77.42 82.37 87.92 94.07 100.67 108.02 115.67 123.92 133.07 142.97 -

57.67 58.67 60.07 61.67 63.47 65.67 67.87 70.47 73.27 76.27 79.67 83.47 87.47 91.87 96.87 102.67 109.27 116.67 124.87 133.67 143.47 -

$25,000

71.67 72.92 74.67 76.67 78.92 81.67 84.42 87.67 91.17 94.92 99.17 103.92 108.92 114.42 120.67 127.92 136.17 145.42

-

Page 2 of 9 ? 2014-2015 United American Insurance Company. All rights reserved.

UAI2895 122315

FINAL EXPENSE WHOLE LIFE RATE SHEET

Face Amount by Money Purchase

WHOLE LIFE

Plan Code: FER

Male Tobacco

ISSUE AGE $10

$20

$30

$40

50

1,472

3,239

5,006

6,772

51

1,467

3,227

4,988

6,749

52

1,454

3,199

4,945

6,690

53

1,437

3,161

4,885

6,609

54

1,415

3,112

4,810

6,508

55

1,389

3,055

4,722

6,389

56

1,359

2,991

4,622

6,253

57

1,325

2,914

4,504

6,094

58

1,286

2,829

4,372

5,915

59

1,245

2,740

4,235

5,730

60

1,204

2,649

4,094

5,539

61

1,162

2,557

3,951

5,346

62

1,118

2,461

3,803

5,145

63

1,072

2,359

3,646

4,933

64

1,021

2,246

3,472

4,697

65

-

2,124

3,283

4,442

66

-

1,997

3,086

4,175

67

-

1,867

2,885

3,903

68

-

1,737

2,685

3,633

69

-

1,611

2,489

3,368

70

-

1,489

2,301

3,114

71

-

1,371

2,119

2,867

72

-

1,261

1,950

2,638

73

-

1,159

1,792

2,424

74

-

1,065

1,647

2,228

75

-

-

1,516

2,051

76

-

-

-

-

77

-

-

-

-

78

-

-

-

-

79

-

-

-

-

80

-

-

-

-

$50

8,539 8,509 8,435 8,333 8,206 8,055 7,884 7,684 7,459 7,224 6,984 6,741 6,487 6,220 5,923 5,600 5,265 4,922 4,581 4,247 3,926 3,615 3,326 3,057 2,810 2,586

-

Policy Form: SWL Plan Codes: FER, FES

WHOLE LIFE

Plan Code: FER

Female Tobacco

ISSUE AGE $10

$20

$30

$40

50

2,187

4,812

7,437

10,061

51

2,176

4,787

7,398

10,009

52

2,148

4,725

7,302

9,880

53

2,115

4,653

7,191

9,729

54

2,068

4,549

7,031

9,512

55

2,018

4,439

6,860

9,282

56

1,961

4,314

6,667

9,019

57

1,898

4,176

6,454

8,732

58

1,831

4,029

6,227

8,425

59

1,762

3,876

5,990

8,104

60

1,690

3,719

5,747

7,775

61

1,615

3,553

5,491

7,429

62

1,540

3,389

5,237

7,085

63

1,464

3,222

4,979

6,737

64

1,386

3,050

4,714

6,378

65

1,308

2,878

4,448

6,018

66

1,232

2,712

4,191

5,670

67

1,156

2,542

3,929

5,316

68

1,082

2,381

3,679

4,978

69

1,010

2,222

3,434

4,646

70

-

2,071

3,201

4,331

71

-

1,923

2,973

4,022

72

-

1,783

2,756

3,729

73

-

1,654

2,557

3,459

74

-

1,536

2,375

3,213

75

-

1,429

2,208

2,987

76

-

-

-

-

77

-

-

-

-

78

-

-

-

-

79

-

-

-

-

80

-

-

-

-

$50

12,686 12,620 12,457 12,267 11,993 11,703 11,372 11,010 10,623 10,218 9,804 9,367 8,934 8,494 8,042 7,587 7,150 6,703 6,277 5,858 5,461 5,071 4,701 4,362 4,051 3,767

-

ISSUE AGE

50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80

FD070

$10

2,164 2,137 2,104 2,058 2,008 1,951 1,894 1,831 1,765 1,697 1,624 1,555 1,480 1,405 1,327 1,249 1,172 1,096 1,022

-

WHOLE LIFE

Plan Code: FES

Male Non-Tobacco

$20

$30

$40

4,762

7,359

9,957

4,701

7,265

9,829

4,630

7,155

9,680

4,527

6,996

9,465

4,418

6,827

9,237

4,293

6,635

8,977

4,167

6,439

8,712

4,029

6,227

8,425

3,884

6,003

8,121

3,734

5,770

7,807

3,574

5,523

7,472

3,420

5,286

7,152

3,256

5,032

6,809

3,091

4,778

6,464

2,919

4,511

6,104

2,748

4,248

5,747

2,578

3,985

5,391

2,412

3,728

5,044

2,249

3,476

4,703

2,088

3,227

4,366

1,929

2,982

4,035

1,774

2,742

3,711

1,629

2,518

3,407

1,496

2,313

3,129

1,377

2,128

2,880

1,270

1,963

2,656

1,175

1,816

2,457

1,090

1,684

2,279

1,012

1,565

2,117

-

1,457

1,971

-

1,360

1,840

$50

12,554 12,393 12,205 11,934 11,646 11,319 10,985 10,623 10,240 9,844 9,422 9,017 8,585 8,150 7,696 7,246 6,798 6,359 5,930 5,505 5,087 4,679 4,296 3,945 3,631 3,349 3,098 2,873 2,670 2,486 2,320

WHOLE LIFE

Plan Code: FES

Female Non-Tobacco

ISSUE AGE $10

$20

$30

$40

50

2,976

6,548

10,119

13,691

51

2,924

6,433

9,942

13,450

52

2,854

6,279

9,703

13,128

53

2,778

6,111

9,444

12,778

54

2,697

5,933

9,169

12,406

55

2,604

5,729

8,854

11,979

56

2,518

5,539

8,560

11,581

57

2,422

5,329

8,236

11,143

58

2,328

5,121

7,914

10,708

59

2,234

4,915

7,596

10,277

60

2,137

4,701

7,265

9,829

61

2,037

4,482

6,927

9,372

62

1,942

4,273

6,604

8,935

63

1,848

4,065

6,282

8,499

64

1,751

3,851

5,952

8,053

65

1,650

3,630

5,610

7,591

66

1,549

3,407

5,266

7,125

67

1,449

3,188

4,927

6,666

68

1,353

2,976

4,599

6,223

69

1,262

2,778

4,293

5,808

70

1,175

2,586

3,996

5,406

71

1,096

2,412

3,728

5,044

72

1,022

2,249

3,476

4,703

73

-

2,093

3,234

4,376

74

-

1,946

3,007

4,069

75

-

1,806

2,791

3,776

76

-

1,674

2,587

3,500

77

-

1,549

2,395

3,240

78

-

1,434

2,217

2,999

79

-

1,329

2,054

2,779

80

-

1,233

1,905

2,578

$50

17,262 16,959 16,553 16,111 15,642 15,104 14,602 14,050 13,501 12,958 12,393 11,817 11,266 10,717 10,154 9,571 8,984 8,406 7,846 7,323 6,817 6,359 5,930 5,517 5,131 4,762 4,414 4,085 3,782 3,505 3,250

Page 3 of 9 ? 2014-2015 United American Insurance Company. All rights reserved.

UAI2895 122315

FINAL EXPENSE WHOLE LIFE RATE SHEET

GRADED BENEFIT

WHOLE LIFE

$1,000 ? $25,000 (Ultimate Face Amount)

Policy Form: SWLGD Plan Codes: GER, GES

Substandard available in lieu of graded in : MA, MN, NJ, NC, NH, SC, TX, WA, and WV. See Substandard Rate Sheet.

Annual Premium Per $1,000 Policy Fee: $20.00

ISSUE AGE

MALE Non-Tobacco Tobacco

FEMALE Non-Tobacco Tobacco

50

91.32

136.65

51.02

78.98

51

91.62

137.47

51.68

79.69

52

92.39

138.93

52.65

80.95

53

93.63

141.03

53.93

82.76

54

95.32

143.74

55.52

85.12

55

97.45

147.00

57.40

88.00

56

100.01

150.77

59.58

91.40

57

103.05

155.16

62.08

95.36

58

106.60

160.27

64.91

99.90

59

110.65

166.19

68.05

105.04

60

115.15

173.02

71.47

110.75

61

120.08

180.80

75.14

117.04

62

125.58

189.55

79.15

123.95

63

131.80

199.32

83.61

131.58

64

138.86

210.16

88.60

140.01

65

146.85

222.15

94.18

149.35

66

155.83

235.37

100.39

159.66

67

165.88

249.80

107.29

170.92

68

177.14

265.40

114.95

183.07

69

189.79

282.13

123.48

196.10

70

204.01

300.00

133.00

210.00

71

219.99

143.62

72

237.65

155.29

73

256.90

167.97

74

277.69

181.61

75

300.00

196.20

Annual Semi-Annual Quarterly Monthly

MODE FACTORS

Automatic Payment Plan

Direct Bill

1.0000 1.0000

0.5000 0.5200

0.2500 0.2650

1/12

0.0900

Rounding Rule : 2K101

Base Modal Premium per Unit = (Base APPU) * (Modal Factor), round to near cent Base Modal Premium = (Base Modal Prem per Unit) * (Number of Base Units),

round to near cent Policy Fee Modal Premium = ($20 Policy Fee) * (Modal Factor), round to near cent

Policy Modal Premium = Base Modal Premium + Policy Fee Modal Premium

FD070

Page 4 of 9 ? 2014-2015 United American Insurance Company. All rights reserved.

UAI2895 122315

FINAL EXPENSE WHOLE LIFE RATE SHEET

GRADED BENEFIT

Monthly Bank Draft Premiums by Face Amounts

ISSUE AGE

50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80

$5,000

58.62 58.97 59.57 60.42 61.57 62.92 64.47 66.32 68.47 70.92 73.77 77.02 80.67 84.72 89.22 94.22 99.72 105.77 112.27 119.22 126.67 -

WHOLE LIFE

Plan Code: GER

Male Tobacco

$10,000 $15,000

115.57

-

116.27

-

117.47

-

119.17

-

121.47

-

124.17

-

127.27

-

130.97

-

135.27

-

140.17

-

145.87

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

$20,000

-

$25,000

-

Policy Form: SWLGD Plan Codes: GER, GES

ISSUE AGE

50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80

$5,000

34.57 34.87 35.42 36.17 37.12 38.32 39.77 41.42 43.32 45.42 47.82 50.42 53.32 56.52 60.02 63.92 68.22 72.87 77.97 83.37 89.17 -

WHOLE LIFE

Plan Code: GER

Female Tobacco

$10,000 $15,000

67.47 68.07 69.17 70.67 72.57 74.97 77.87 81.17 84.97 89.17 93.97 99.17 104.97 111.37 118.37 126.17 134.77 144.07 -

100.37 101.27 102.92 105.17 108.02 111.62 115.97 120.92 126.62 132.92 140.12 147.92

-

$20,000

133.27 134.47 136.67 139.67 143.47 148.27

-

$25,000

-

ISSUE AGE

50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80

FD070

$5,000

39.72 39.87 40.17 40.67 41.37 42.27 43.32 44.62 46.07 47.77 49.67 51.72 54.02 56.57 59.52 62.87 66.62 70.77 75.47 80.77 86.67 93.32 100.67 108.72 117.37 126.67 -

WHOLE LIFE

Plan Code: GES

Male Non-Tobacco

$10,000 $15,000

77.77 78.07 78.67 79.67 81.07 82.87 84.97 87.57 90.47 93.87 97.67 101.77 106.37 111.47 117.37 124.07 131.57 139.87 149.27 -

115.82 116.27 117.17 118.67 120.77 123.47 126.62 130.52 134.87 139.97 145.67

-

$20,000

-

$25,000

-

ISSUE AGE

50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80

$5,000

22.92 23.22 23.62 24.12 24.82 25.57 26.52 27.52 28.72 30.02 31.47 32.97 34.67 36.52 38.57 40.92 43.52 46.37 49.57 53.12 57.07 61.52 66.37 71.67 77.32 83.42 -

WHOLE LIFE

Plan Code: GES

Female Non-Tobacco

$10,000 $15,000 $20,000

44.17 44.77 45.57 46.57 47.97 49.47 51.37 53.37 55.77 58.37 61.27 64.27 67.67 71.37 75.47 80.17 85.37 91.07 97.47 104.57 112.47 121.37 131.07 141.67 -

65.42 66.32 67.52 69.02 71.12 73.37 76.22 79.22 82.82 86.72 91.07 95.57 100.67 106.22 112.37 119.42 127.22 135.77 145.37 -

86.67 87.87 89.47 91.47 94.27 97.27 101.07 105.07 109.87 115.07 120.87 126.87 133.67 141.07 149.27 -

$25,000

107.92 109.42 111.42 113.92 117.42 121.17 125.92 130.92 136.92 143.42

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