Mortgage Rates and Prepayment Speeds - Vining Sparks
Why do you care? If the P/S spread returns to a more “normal” level it would portend lower mortgage rates and hence more borrowers would be “in the money” to refinance their mortgages. A return to “normal” would indicate a 30-Year rate of approximately 2.50%. Mortgage Rates and Prepayment Speeds May 15, 2020 ................
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