Consumer Hotline/Zero Down Script – Lenders



Consumer Hotline/Zero Down Script – Lenders

Hello! You’ve reached the Consumer Awareness Hotline. I’m Sarah Adams with ABC Mortgage Company.

I started this service because many consumers think that they need tens of thousands of dollars to buy a $200,000 to $350,000 home these days. You may have talked with Realtors or Lenders who have told you that you need $20,000, $30,000 or even $40,000 to buy a lovely home in Kentwood.

Five years ago, that may have been the case, but it is no longer true.

Today, there are literally dozens of little-known home loans available for very low down payments for homes in the $200,000 to $350,000 price range.

You've probably discovered that local banks and home lending companies still offer only the traditional two or three standard types of home loans – all requiring large down payments.

We are not a bank. I'm a loan consultant. My fees are paid by the Lender so there is no fee to you for my service. Unlike banks, my specialty is home loans. Our HomeLoanFinder computer network searches through 436 home loan programs throughout the United States to find the best home loan programs. This allows me to find the very best loan to meet your personal objectives – be it low interest rate, low monthly payment, or low down payment.

For example, we presently have three home loans that allow you to buy $200,000 to $350,000 homes for absolutely zero down payment; four loans that are paid off in full in much less time than you’d expect; two loans where the Lender will pay all of your closing costs; and three loans with an APR* interest rate that begins at under 4%.

Here at ABC Mortgage Company our HomeLoanFinder computers search out the very best home loans to meet your personal specifications and homeownership goals. We call this free service our HomeLoanFinder Service, and it searches through 436 different home loan programs throughout the United States and matches them exactly to your needs.

To qualify for these home loan programs you, or you and your spouse combined, need to earn a total of at least $___________ per year, and have a record of paying your bills and rent on time for the past 18 months.

There is no cost or obligation to input your preferences into our HomeLoanFinder Service. It's as easy as a phone call. Just call me, Sarah Adams, at ABC Mortgage Company at 616-456-0234 between 9am and 4pm, Monday through Friday to learn more about how many of these new government-backed home loan programs you qualify for. Or, you may leave your name and number at the beep and I'll return your call weekdays between 10am and noon or evenings between 4:30 and 6pm.

This is the end of this recording. Thanks for calling, and best wishes in your home search!

*Be sure this is the APR, per Regulation Z.

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