Page 1 of 2 RBC Bank Visa Signature credit cards

Page 1 of 2

RBC Bank Visa Signature credit cards

RBC Wealth Management offers two Visa Signature credit cards; The RBC Bank Visa? Signature Black and the RBC Bank Visa Signature Black Plus credit cards -- offered through our affiliate, RBC Bank (Georgia), N.A. Both cards are designed to help you simplify your financial life while you continue to build and preserve your wealth.

Whether you use a credit card for everyday spending, to make major purchases or to gain access to cash, using a cash advance, the RBC Bank Visa Signature credit cards offer a number of important cash management features.

Cardholder advantages

?Zero percent introductory APR interest rate for six months on purchases and balance transfers

?Higher credit limits -- up to $40,000

?No annual fee (RBC Bank Visa Signature Black only)

?Competitive, prime-based, long-term interest rates

?Worldwide acceptance wherever you see the Visa logo, including ATMs

?No interest charged when you pay your statement balance in-full each month1

?Flexible monthly payment options

?Convenience checks

?Free additional cards

?24/7 telephone customer service

The RBC Bank Visa Signature credit cards provide a hassle-free way to help meet your cash management goals. Your credit card balance and activity can be viewed on the RBC Bank "Online Banking" website. Sign up for the RBC Bank "Online Banking" feature by calling (888) 257-6837.

RBC rewards

In addition to enjoying the many practical features and benefits listed above, as a cardholder you can take advantage of complimentary enrollment in our exclusive RBC Bank Rewards loyalty program. With it, you'll earn one point for every dollar you spend on signed purchases.

You can redeem points earned on valuable rewards such as:

?Gift cards from a wide range of national retailers, restaurants and more

?Travel rewards you control -- with no hidden fees, black-out dates or seat restrictions

?High-end merchandise, such as jewelry, electronics and entertainment

?Cash-back credit that can be applied to your credit card account balance

You can also pool your points with other RBC Bank Visa Signature Black cardholders to earn larger rewards even faster. Plus, when you upgrade to Visa Signature Black Plus, with a $75 annual fee, you will earn 1.5 points for every dollar spent. Whichever card you choose, your quarterly RBC Rewards statement and annual account summary statements will help you track your point accumulation and redemption activity.

Special offer

When you receive your RBC Bank Visa Signature Black credit card, you'll earn double points for first 90 days following account opening. You'll also receive 1,000 points for each account you register at the rewards website: .

Enjoy V.I.P. Visa privileges

As a Visa Signature credit card holder, you will be rewarded for your patronage around the world by businesses in the retail, travel, hospitality, and other consumer service industries.

?Complimentary Visa Signature Concierge services with entertainment planning, restaurant reservations and gift ideas

?Visa Signature Perks with access to premier golf benefits, sporting events, unique dining experiences and special benefits

?Travel privileges with savings, upgrades, and access to benefits from the Visa Signature Luxury Hotel Collection

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Benefit from comprehensive Visa insurance coverage

You'll also feel confident when using your Visa Signature credit card while you are traveling.

Benefits include: ?Auto rental collision damage waiver2 ?Roadside dispatch ?Travel & emergency assistance

services (TEAS) ?Warranty service manager ?Zero liability3 ?Travel accident insurance2

(maximum $500,000) ?Lost luggage reimbursement2

(maximum $3,000 per occurrence) ?Cardholder inquiry service ?Lost stolen card reporting ?Emergency card replacement ?Emergency card disbursement ?Additional purchase warranties2

(maximum $500 per occurrence) ?Cell phone protection4 ($200 per

claim/$400 annual maximum w/ $50 deductible) ?Trip cancellation / trip interruption ($5,000 benefit)

Apply today

Enjoy the benefits of owning an RBC Bank Signature Black credit card.

? Contact your RBC Wealth Management

financial advisor to request an application.

1 Grace period does not apply to cash advances or balance transfers made after the introductory period.

2 All insurance is subject to limitations and exclusions.

3Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to commercial credit cards, ATM transactions, or PIN transactions not processed by Visa. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit security.

4 You must pay your bill with your RBC Bank Visa Signature Black credit card.

RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC. ? 2016 All rights reserved.

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