One-Year Term Rates
[Pages:4]Life | Term
One-Year Term Rates
This chart provides current premium rates per $1,000 of insurance protection charged by Metropolitan Tower Life Insurance Company (MTL) and Metropolitan Life Insurance Company (MLIC) for initial issue one-year term life insurance available to all standard risks.
MTL
MLIC*
Policy Name Form Number Issue Ages Minimum Size
One-Year Term 1N0YT 15?85,
Non-renewable $25,000
Level One-Year Term 53R-87 21?85,
Renewable for five years $50,000
Premiums
Standard, unisex, rates vary by issue age. Premiums must be paid annually.
Standard, unisex, rates vary by issue age. Premiums must be paid annually.
Convertibility Riders Commissions
Non-convertible None None
Non-convertible None None
*NOTE-- MLIC Level One-Year Term is a different product than MetLife One Year Term (OYT). As of 2017, MLIC no longer issues MetLife OYT.
For Producer, Broker/Dealer and Public Use. These Rates Are Available to All Standard Risks.
Attained Age
0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
Rates per thousand of face amount
MTL
N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.57
MLIC
N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.61
Table 2001 Rates
0.70 0.41 0.27 0.19 0.13 0.13 0.14 0.15 0.16 0.16 0.16 0.19 0.24 0.28 0.33 0.38 0.52 0.57 0.59 0.61 0.62 0.62 0.64 0.66 0.68 0.71 0.73 0.76 0.80 0.83 0.87 0.90 0.93 0.96 0.98 0.99 1.01 1.04 1.06 1.07 1.10
For Producer, Broker/Dealer and Public Use. These Rates Are Available to All Standard Risks.
Attained Age
41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80
Rates per thousand of face amount
MTL
0.61 0.66 0.71 0.78 0.84 0.92 1.00 1.07 1.15 1.22 1.30 1.37 1.48 1.60 1.73 1.88 2.03 2.13 2.23 2.32 2.42 2.52 2.80 3.11 3.45 3.83 4.25 4.68 5.16 5.68 6.24 6.84 7.48 8.19 8.97 9.84 10.79 11.84 12.98 14.21
MLIC
0.66 0.69 0.74 0.80 0.85 0.90 0.96 1.03 1.10 1.18 1.26 1.35 1.45 1.56 1.67 1.86 2.06 2.27 2.48 2.73 3.01 3.35 3.77 4.25 4.79 5.25 5.73 6.23 6.76 7.36 8.01 8.74 9.56 10.43 11.37 12.87 14.10 15.40 16.77 18.24
Table 2001 Rates
1.13 1.20 1.29 1.40 1.53 1.67 1.83 1.98 2.13 2.30 2.52 2.81 3.20 3.65 4.15 4.68 5.20 5.66 6.06 6.51 7.11 7.96 9.08 10.41 11.90 13.51 15.20 16.92 18.70 20.62 22.72 25.07 27.57 30.18 33.05 36.33 40.17 44.33 49.23 54.56
For Producer, Broker/Dealer and Public Use. These Rates Are Available to All Standard Risks.
Attained Age
81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99
Rates per thousand of face amount
MTL
15.53 16.92 18.41 20.03 21.82 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
MLIC
23.38 30.09 34.46 39.24 44.49 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
Table 2001 Rates
60.51 66.74 73.07 80.35 88.76 99.16 110.40 121.85 133.40 144.30 155.80 168.75 186.44 206.70 228.35 250.01 265.09 270.11 281.05
For Producer, Broker/Dealer and Public Use. These Rates Are Available to All Standard Risks.
MetLife, its affiliates and representatives do not provide tax advice. Customers should confer with their qualified legal and tax advisors for such advice including whether to use our rates or Table 2001 rates when computing the imputed income associated with certain split dollar arrangements and life insurance owned inside a qualified plan.
MTL One-Year Term is issued by Metropolitan Tower Life Insurance Company, Lincoln, NE 68516. MLIC Level One-Year Term Life is issued by Metropolitan Life Insurance Company, New York, NY 10166. Both are MetLife companies.
1703 795960 L0619515483[exp0621][All States][GU,MP] ? 2019 MetLife Services and Solutions, LLC
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