As an American, you have been…lied to, tricked, scammed ...

By then, only 11% of the home is paid off. Then a new mortgage starts all over again at 100%. By then you have paid $144,918 toward their mortgage but only $33,087 went to principal. You also lost and additional 7% in sales commission ($21,000), $20,000 in home improvements, plus $5,000 in closing costs. ................
................