DATA IN-DATA OUT PATENTS, 2013

Flat fee mortgage; US 8,380,596 B2; 2/19/2013; Class 705/35; 15 claims; assigned to Bank of America Corporation. Historical mortgage data, the data comprising information about one or more loan characteristics and loan costs; process involves much massaging and analyzing of the data to arrive at flat fees that cover substantially all of the costs. ................
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