NextGen 529™ Client Select Series Investment Guide

NextGen 529TM Client Select Series Investment Guide

Age-based Portfolios

Diversified Portfolios

Single Fund Portfolios

Stable Principal Portfolios

Age-based Portfolios

Diversified Portfolios

Single Fund Portfolios

Stable Principal Portfolios

NextGen 529TM Client Select Series Investment Guide

NextGen 529TM is a Section 529 plan that offers you a tax-advantaged way to invest for a child's education expenses.1 The NextGen 529 Client Select Series gives you the ability to customize your investments among a broad array of portfolio options offered by several investment managers. This Investment Guide can help you better understand the types of portfolios available.

Age-based Portfolios - Page 3

? These portfolios offer an investment strategy based on your child's age and when you'll need the assets to pay for his or her education.

? When your child is younger, the funds are invested most aggressively and as your child gets closer to college age, the strategy automatically shifts to invest in more conservative investments.

When to consider: If you don't want to actively manage your investments.

Available investment managers: BlackRock, iShares, Franklin Templeton and MFS.

Diversified Portfolios - Page 4

? These portfolios have a specific investment objective, such as growth or income, and their allocation does not automatically change over time.

When to consider: If you'd like to build a strategy aligned to your specific investment needs.

Available investment managers: BlackRock, iShares, Franklin Templeton and MFS.

Single Fund Portfolios - Page 8

? These portfolios invest in one underlying investment, allowing you to customize your allocations based on the range of underlying investments.

When to consider: If you want to customize your asset allocation with the selected investment portfolios.

Available investment managers: American Century, BlackRock, iShares, Franklin Templeton, Lord Abbett, Mainstay, MFS and Neuberger Berman.

Stable Principal Portfolios - Page 9

? These portfolios seek to retain your principal.

When to consider: If you have a lower risk tolerance or are nearing the time you need to pay for qualified highereducation expenses. These portfolios are designed as an option for investors whose primary objective is protection of principal.

Available portfolios: Principal Plus and NextGen Savings.

NextGen 529 can play an important role in helping you and your family invest more for a higher education. To learn more, call your Maine Distribution Agent or visit .

There can be no assurance that the strategy of any portfolio will be successful.

This brochure provides general information about portfolios offered by the sub-advisors to the plan. The portfolio target allocations listed in this brochure are current as of October 28, 2019, and are

subject to change.

NextGen 529TM Client Select Series Investment Guide 2

Age-based Portfolios

Diversified Portfolios

Single Fund Portfolios

Stable Principal Portfolios

Age-based Portfolios

The target age for these funds is the approximate date when an investor plans to start withdrawing the assets from their account. The principal value of these funds is not guaranteed at any time, including at the target date. These funds are designed to become more conservative over time as the target date approaches. Asset allocation and diversification do not ensure a profit or protect against loss in declining markets.

The pie charts on this page show the percentage of the portfolio invested in each category (i.e. Domestic Equity).

More aggressive investment style

Risk

More conservative investment style

2.25 7.75

9 48

33

0?1 Year

5.25

14.75

8

41.5

30.5

8.5 21.5 34.75

7 28.25

2?4 Years

5?7 Years

10 9

47.91 33.09

20

8

41.58

30.42

30 34.73 7

28.27

0?1 Year

2?4 Years

5?7 Years

9 29

31 6 25

8?11 Years

40 29 6 25

8?11 Years

11 23.25

39

21.75

5

12?13 Years

5.5 11 20.25

15.75 43.5 4

7 16.5 12.25

10.5

3 50.75

12 22.25 6.25

1.75 7.75

50

14?15 Years

16 Years

17 Years

63 1

38.75 48.75

2.5

18 Years

52.75 47.25 19+ Years

23.38 50

21.62 5

12?13 Years

20.44

59.99

15.57 4

14?15 Years

16.6

70

10.4 3

16 Years

11.9 6.37 1.74

79.99

5.85 3.250.9 90

17 Years

18 Years

100 19+ Years

5 28.5

66.5

0?6 Years 5

30 65

0?2 Years

15 25.5 59.5

25 52.5

22.5

7?8 Years

9?10 Years

45 5 25.5 60.5

5

15

3

56

21

3?5 Years

6?7 Years

5 30

45.5 19.5

7.5 37.5 38.5

16.5

10 31.5

45 13.5

12.5 24.5

52.5 10.5

11?12 Years 13?14 Years

15 Years

16 Years

5

25 51 2

17

55

30

46

1 13

55

39 40

11

10 31

50

9

8?9 Years

10?11 Years 12?13 Years 14?15 Years

15 17.5 7.5

60

17 Years

12.5 25 7.5

55

16 Years

17.5

10.5 4.5

67.5

18 Years

15 19 6

60

17 Years

5.25 18.75 2.25

73.75

19 Years

15

20

5

60

18+ Years

20 80

20+ Years

n Domestic Equity (%) n International Equity (%) n Alternative Investment (%) n Investment Grade Fixed Income (%) n Non-Investment Grade Fixed Income (%) n Cash Allocation Account (%)

NextGen 529TM Client Select Series Investment Guide 3

353%5%

434%3%

Age-based Portfolios

9%9% 6%6%

151%5% 101%0%

Dive1r51s%5if%ied Portfolios

565%6%

252%5%

10%

Single Fund Portfolios 525.25.%5% Stable Principal Portfolios

22.25.%5% 38.75%

51.25%

6.75%

373.75.%5% 18.253%83.85.%5% 38.2 7.5% 161.65.%5%29.25%

BlackRock Diversified Portfolios 1010%0%EQEQUUITIYTY

757%5%EQEQUUITIYTY

101%0% 383.87.57%5%

515.12.52%5%

6.67.57%5%

181.82.52%5% 7.75.%5%

383.82.52%5%

292.92.52%5%

EqEuqiutyity FIXED INCOME

5%5% 19.25%

303%0%

296%56%5%

51.75%

FiFxiexdedInIcnocmoEmeQeU3I3TY

10% 303%0%

38.96% 707%0% 51.0

100% Equity

75% Equity

Fixed Income

n 51.25% FIFXDIEXoDmEDeINsINtCicOCOMEqMEuEity n 38.75% International Equity n 10% Alternative Investment

191.92.52%5% Domestic Equity Basic Value Fund

292%9% Capital Appreciation Fund Equity Dividend Fund

515.17.57%5%

51.25 5.75 5.25 10.5

n 38.25% n 29.25% n 7.5% n 18.25% n 6.75%

EDQEoQUmUIeTIsYTtiYc Equity International Equity Alternative Investment Investment1G01r%0a%de Fixed Income Non-Investment Grade Fixed Income

Domestic Equity 383.89.69%6%

Basic Value Fund Capital Appreciation Fund Equity Dividend Fund

515.10.40%4%

38.25 4.25

4 8

n 5C1OC.7ON5NS%ESREVRFAVInITAXvITEVeIDEsVtEmMINMeICXnIOEXtDMEGDErad2e Fixed Income n 29% Non-Investment Grade Fixed Income n 19.25% Cash Allocation Account

202%0% 21051%%5% Investment Grade Fixed5%5In%come

Inflation Protected Bond Fund

Low Duration Bon6d06F%0u%nd

80%

Total Return Fund

51.75 5.5 19

27.25

Growth 5%

28.5% 66.5

Large Cap Growth Fund

11

Large Cap Growth Fund

8.25

Non-Investment Grade Fixed Income

29

iShares S&P 500 Index Fund2 Small Cap CFIoFXrIEXeDEFDIuNnINCdOCOMMEE22 Small Cap Growth Fund

14.75 3.25 0.75

iShares S&P 500 Index Fund2 Small Cap CoGrerGorFwouwtnhtdh Small Cap Growth Fund

11

High Yield Bond Portfolio

20

Domestic Equity (%) International Equity (%) Alternative Investment (%)

2.25

Strategic Income Opportunities Portfolio

9

0.5

Cash Allocation Account

19.25

International Equity

International Fund 202%0% Advantage International Fund

iShares MSCI Total International Index Fund

38.75 9.75 9.75 19.25

International Equity

International Fund

5%5%

Advantage Internati2o8n2.a85l.%5F%und iShares MSCI Total International Index Fund

29.25 7.25 7.25 14.75

Alternative Investment Real Estate Securities Fund 808%0%

10

Alternative Investment

66.65.%5%

7.5

10

Real Estate Securities Fund

7.5

Investment Grade Fixed Income

18.25

Inflation Protected Bond Fund

2.75

DoDmomesetsicticEqEuqiutyity(%(%) ) InItnetrenrantaiotinoanlaEl qEuqiutyity(%(%)L)owDAulArtaelttrenioranntaivtBeivoeInndIvnevPseotsmrttmfeoneltino(t%(%) ) InIvnevsetsmtmenetnGt rGardaed9eFiFxeixdedInIcnocmome e(%(%) ) NNono-nIn-IvnevsetsmtmenetnGt rGardaedeFiFxeixdedInIcnocmome e(%(%) ) CaCsahshAlAlollcoactaiotinonAcAccocuonutn(t%(%) )

Total Return Fund

6.5

Non-Investment Grade Fixed Income

6.75

High Yield Bond Portfolio

4.5

Asset allocation and diversification do not ensure a profit or protect against loss in declining markets.

Strategic Income Opportunities Portfolio

2.25

NextGen 529TM Client Select Series Investment Guide 4

6.75%

18.25% 7.5%

3A8.g25e%-based Portfolios

29.25%

5%

19.25%

30%Diversified Portfolios

51.75% 2695%%

10%

30%

Single Fund Portfolios

38.96% 70%

Stable Principal Portfolios

51.04%

20%

15%

5%

60%

iShares? by BlackRock Diversified Portfolios EQUITY

CONSERVAFTIXVEDMIINXCEODME 2

Growth

10%

38.96%

51.04%

20%

1250%%

5%

60%

80%

5%

28.5%

66.5%

Equity

n 51.04% GDroomwethstic Equity n 38.96% International Equity n 10% Alternative Investment

5% Domestic Equity

iShares Core S&P T2o8t.a5l%U.S. Stock Market ETF International Equity iShares Core MSCI Total Internatio6n6a.5l %Stock ETF

Alternative Investment

iShares Cohen & Steers REIT ETF

Fixed Income

Domestic Equity (%) International Equity (%) n 80% Investment Grade Fixed Income n 20% Non-Investment Grade Fixed Income

Alternative Investment (%)

51.04 51.04 38.96 38.96

10 10

Investment Grade Fixed Income iShares Core U.S. Aggregate Bond ETF iShares Short Treasury Bond ETF iShares 1-3 Year Treasury Bond ETF iShares TIPS Bond ETF Non-Investment Grade Fixed Income iShares iBoxx $ High Yield Corporate Bond ETF

80 36.15 19.31 19.12 5.42

20 20

al Equity (%) Alternative Investment (%) Investment Grade Fixed Income (%) Non-Investment Grade Fixed Income (%) Cash Allocation Account (%)

Investment Grade Fixed Income (%)

Non-Investment Grade

NextGen 529TM Client Select Series Investment Guide 5

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