Dear Maine Consumers,
Private Mortgage Insurance (PMI) is an insurance product that lenders require from most homebuyers who obtain loans that are more than 80% of their new home’s value (thus, buyers with less than a 20% down payment are usually required to pay for PMI coverage). PMI protects the lender in the event that the mortgagor (borrower) is not able to repay the loan, and the lender is not able to pay ... ................
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