FANNIE MAEAND FREDDIE MAC “FLEX MODIFICATION

FANNIE MAE AND FREDDIE MAC "FLEX MODIFICATION"

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FANNIE MAE AND FREDDIE MAC "FLEX MODIFICATION"

NATIONAL FAIR HOUSING ALLIANCE

WEBINAR PRESENTATION SEPTEMBER 26, 2017

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Diane Cipollone, Esq. Consultant to National Fair Housing Alliance

Former Director of Training, NFHA

dcipollone@ 410.693.0943

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Reference Materials

? Links to access all guidelines referenced in the presentation are provided on the slides in the "On-Line Resources" section of the presentation.

? A link to download a copy of today's presentation with additional materials will be sent to attendees after the webinar.

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Common Mortgage Servicing Acronyms

? ARM ? BRP ? CFPB ? CFR ? DTI ? FMV ? GMI ? GSEs

? HTI

Adjustable Rate Mortgage Borrower Response Package Consumer Financial Protection Bureau Code of Federal Regulations Debt to Income Fair Market Value Gross Monthly Income Fannie Mae and Freddie Mac are "Government Sponsored Enterprises" Housing Expense-to-Income Ratio

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