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CLIENT FACT FINDERRetirement Planning Powered ByAbout YouClientSpouse/PartnerFirst NameJohnPatMiddle InitialLast NameTestTestDate of Birth5/1/195212/1/1949Current Annual Income$225,000$0At what age do you hope to retire?65When John is 65What is your life expectancy?80UnknownIf one of you predeceases, what percentage of your net income goal does the survivor need?100%100%Your Retirement IncomeMany clients estimate they will need 70-80% of their pre-retirement income after they retire. If you have an idea of what you’ll need, please enter it here:Monthly Amount (After Tax)What is your monthly income goal when you retire?$180,000If you’re not sure how much you’ll need, use this section to list your monthly household expenses. This will be used to forecast your income needs in retirement.Expense DescriptionAmountContinues in Retirement?Mortgage$Property Taxes$$$$$$$$$$$$$$$$$$Children / Dependents / HeirsNameCurrent AgeYears of CollegeCurrent College CostWedding AgeWedding CostConcerns/Special NeedsAnna20$28$60,000$$$$$$Sources of Retirement IncomeClient (Amount)Begins at AgeEnds at AgeSpouse (Amount)Begins at AgeEnds at AgeUsing a recent statement from Social Security, please provide Estimated Benefit $N/A$N/AAre you eligible for a pension for a current or former employer? $Please indicate survivor benefit$Do you earn rental income that you expect to continue into retirement?$$Do you intend to work part-time after retirement? $$Please describe other income you’d like to include in your plan.Your Financial Assets We’d like to know what type of assets you currently have. For each account, please provide a current total value. Description(401k, IRA, Investment/Brokerage)OwnerAsset Type(Mutual Fund, Stock, Bond)Current ValueMonthlyContributionGoal for AccountJohn 401k$625,000$1000John IRA$250,000$Pat 401k$180,000$Brokerage$110,000$$$$$$$$$$$$$$$$$$$$$$$Other Assets and Commitments (For Net Worth Purposes Only)Client (Amount)Spouse Amount (Amount)Home$350,000$Auto$$Second Home$$Personal Property$$Other$$AnnuitiesVariableVariable Annuity 1Variable Annuity 2Variable Annuity 3Variable Annuity 4OwnerAccount TypeDescriptionActual Value$$$$Variable or Fixed ReturnLiving Benefit Rider? (Yes/No) Rider: Protected Value$$$$Rider: Annual Credit %%%%%Rider: Simple or Compound CreditRider: Credit Basis (For Simple Credit Only)$$$$IndexedIndexed Annuity 1Indexed Annuity 2Indexed Annuity 3Indexed Annuity 4OwnerAccount TypeDescriptionActual ValueReturns: Participation%%%%Returns: Floor%%%%Returns: Cap%%%%Spread %%%%FixedFixed Annuity 1Fixed Annuity 2Fixed Annuity 3Fixed Annuity 4OwnerAccount TypeDescriptionActual ValueReturns %%%%InsuranceLet’s talk about Life Insurance you may have right now.Employer Provided Life InsuranceInsured’s NameDeath Benefit Amount (frequently a multiple of your base salary)John – Employer Life5xTerm Life InsuranceInsured’s NameDeath Benefit Amount When Does this Coverage End?Permanent LifeInsured’s NameDeath Benefit Amount Current Cash Value, if knownDoes this policy have a Term Rider?If so, what is the Death Benefit on the Rider?When does the Term end on the Rider?Goals and ExpensesBefore our meeting, give some thought to what you would like to do in retirement – travel, buying a second home, giving to charity, leaving an estate to heirs. We’ll build these into your plan.GoalExpenseFrequencyBegins at AgeEnds at AgeTravel$5,000Yearly6575Second Home$Gifting$Remodeling$Hobbies$Healthcare Expenses$Long Term Care Premiums$Life Insurance Premiums$$$$$$$$$ ................
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