FACTS (LF), A DIVISION OF EVANSVILLE CREDIT UNION …

Rev. 04/2019

FACTS

Why? What?

How?

WHAT DOES LIBERTY FINANCIAL (LF), A DIVISION OF EVANSVILLE TEACHERS FEDERAL CREDIT UNION (ETFCU) DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and transaction history account balances and payment history credit history and checking account information

members' personal information; the reasons Liberty Financial, a division of Evansville Teachers Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes-- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus For our marketing purposes--

Does LF, a division of ETFCU share?

Yes

Can you limit this sharing? No

Yes

No

Yes

No

information about your transactions and experiences

Yes

information about your creditworthiness

Yes

Yes

No

No

Yes Yes We don't share

To limit our sharing

Questions?

* Mail the form below

Please note:

If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. Call (812) 477-9271 or toll-free 1-800-800-9271.

Mail-in Form

If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below.

Apply my choices only to me

Mark any/all you want to limit:

market to me. Name Address

City, State, Zip

Account #

Mail to:

Evansville Teachers Federal Credit Union P.O. Box 5129 Evansville, IN 47716-5129

Page 2 What we do How does LF, a division of ETFCU protect my personal information? How does LF, a division of ETFCU collect my personal information?

Why can't I limit all sharing?

What happens when I limit sharing for an account I hold jointly with someone else? De nitions A liates

Nona liates

Joint marketing

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured les and buildings. We collect your personal information, for example, when you

open an account or make deposits or withdrawals from your account make a wire transfer or apply for a loan give us your contact information We also collect your personal information from others, such as credit bureaus, a liates, or other companies. Federal law gives you the right to limit only sharing for a liates' everyday business purposes--information about your creditworthiness a liates from using your information to market to you sharing for nona liates to market to you State laws and individual companies may give you additional rights to limit sharing.

Your choice will apply to everyone on your account--unless you tell us otherwise.

Companies related by common ownership or control. They can be nancial and non nancial companies. Our a liates are ETFCU Lending Services, LLC and ETFCU Service Organization, LLC that include nancial companies, such as ETFCU Financial Group and ET Shield?, and nonfinancial companies, such as ET Odyssey?.

Companies not related by common ownership or control. They can be nancial and non nancial companies. Evansville Teachers Federal Credit Union does not share information with nona liates so they can market to you.

A formal agreement between nona liated nancial companies that together market nancial products or services to you.

Our joint marketing partners include credit card, debit card, and insurance companies.

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