Risk Based Pricing Rule — FICO Score NG 1, NG 2

[Pages:9]475 Anton Boulevard Costa Mesa, CA 92626

To view a specific graph or table, click on the respective link below.

Risk Based Pricing Rule -- FICO? Score NG 1, NG 2

? FICO? Score NG 1 Graph, EXN1-J ? FICO? Score NG 1 Table, EXN1-J ? FICO? Score NG 2 Graph, EXN2-J ? FICO? Score NG 2 Table, EXN2-J

FICO Score NG 1

% of consumers with scores in particular range

25%

20%

15%

11%

10%

10%

7%

7%

5%

5%

0%

199?499

500?549

? 2019 FICO; ? 2019 Experian; All rights reserved

550?599

600?649

650?699

FICO? Score NG 1

12% 700?749

22% 750?824

26%

825?935

EXN1-J

FICO Score NG 2

% of consumers with scores in particular range

30%

25%

20%

15%

11%

10%

10%

8% 7%

6%

5%

0%

232?499

500?549

? 2019 FICO; ? 2019 Experian; All rights reserved

550?599

600?649

650?699

FICO? Score NG 2

11% 700?749

18% 750?824

29%

825?950

EXN2-J

Score Range Min 199 457 472 483 492 500 508 515 521 528 535 541 548 554 561 568 575 581 588 595 601 607 612 618 624 628 633 638 643 647 652 657 661 666 670 675

FICO? Score NG 1

Score Range Max 456 471 482 491 499 507 514 520 527 534 540 547 553 560 567 574 580 587 594 600 606 611 617 623 627 632 637 642 646 651 656 660 665 669 674 678

Cumulative % 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25% 26% 27% 28% 29% 30% 31% 32% 33% 34% 35% 36%

Score Range Min 679 683 688 692 696 701 705 709 714 718 722 727 730 735 739 743 747 751 755 759 763 767 771 775 777 782 785 789 792 796 799 803 805 809 812 816 818 821 824

FICO? Score NG 1

Score Range Max 682 687 691 695 700 704 708 713 717 721 726 729 734 738 742 746 750 754 758 762 766 770 774 776 781 784 788 791 795 798 802 804 808 811 815 817 820 823 826

Cumulative % 37% 38% 39% 40% 41% 42% 43% 44% 45% 46% 47% 48% 49% 50% 51% 52% 53% 54% 55% 56% 57% 58% 59% 60% 61% 62% 63% 64% 65% 66% 67% 68% 69% 70% 71% 72% 73% 74% 75%

Score Range Min 827 831 833 836 839 841 844 846 849 852 854 857 860 863 865 868 870 873 876 879 881 885 889 893 899

FICO? Score NG 1

Score Range Max 830 832 835 838 840 843 845 848 851 853 856 859 862 864 867 869 872 875 878 880 884 888 892 898 935

? 2019 FICO; ? 2019 Experian; All rights reserved

Cumulative % 76% 77% 78% 79% 80% 81% 82% 83% 84% 85% 86% 87% 88% 89% 90% 91% 92% 93% 94% 95% 96% 97% 98% 99% 100%

EXN1-J

Score Range Min 232 423 445 460 472 484 494 503 512 520 528 536 544 551 559 566 573 579 586 592 598 604 610 615 620 626 631 636 641 646 651 655 660 665 669 674

FICO? Score NG 2

Score Range Max 422 444 459 471 483 493 502 511 519 527 535 543 550 558 565 572 578 585 591 597 603 609 614 619 625 630 635 640 645 650 654 659 664 668 673 677

Cumulative % 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 24% 25% 26% 27% 28% 29% 30% 31% 32% 33% 34% 35% 36%

Score Range Min 678 683 687 691 695 700 705 709 713 717 722 726 731 735 739 744 748 752 756 761 765 769 774 778 783 787 790 795 799 803 808 812 815 820 823 827 830 834 837

FICO? Score NG 2

Score Range Max 682 686 690 694 699 704 708 712 716 721 725 730 734 738 743 747 751 755 760 764 768 773 777 782 786 789 794 798 802 807 811 814 819 822 826 829 833 836 839

Cumulative % 37% 38% 39% 40% 41% 42% 43% 44% 45% 46% 47% 48% 49% 50% 51% 52% 53% 54% 55% 56% 57% 58% 59% 60% 61% 62% 63% 64% 65% 66% 67% 68% 69% 70% 71% 72% 73% 74% 75%

 ................
................

In order to avoid copyright disputes, this page is only a partial summary.

Google Online Preview   Download