Your Retirement Benefits: Employees' Retirement System
Of ce of the New York State Comptroller Thomas P. DiNapoli
NYSLRS
New York State & Local Retirement System 110 State Street, Albany, New York 12244-0001
your retirement benefits: EMPLOYEES' RETIREMENT SYSTEM
Office of the New York State Comptroller
Thomas P. DiNapoli
Of ce of the New York State Comptroller Thomas P. DiNapoli
NYSLRS
New York State & Local Retirement System 110 State Street, Albany, New York 12244-0001
your retirement benefits: EMPLOYEES' RETIREMENT SYSTEM
Office of the New York State Comptroller
Thomas P. DiNapoli
ZO1835 (Rev. 1/21)
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table of contents
A Message from State Comptroller Thomas P. DiNapoli....................... 3 Your NYSLRS M embership.............................................................. 5 Service Credit............................................................................... 9 Final Average Earnings.................................................................. 15 Retirement Plans......................................................................... 21 Preparing for Your Retirement....................................................... 29 Applying for Your Service Retirement Benefit.................................... 39 After You Retire........................................................................... 45 Death Benefits............................................................................ 51 Survivor's Benefit Program............................................................ 57 Your Obligations........................................................................... 59
ZO1835 (Rev. 1/21)
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A MESSAGE FROM STATE COMPTROLLER THOMAS P. DINAPOLI
Dear NYSLRS Member: This book describes your New York State and Local Retirement System (NYSLRS) benefits. It will
be a valuable resource for you -- especially as you approach retirement. We also offer other resources to help you understand your benefits so you can successfully plan for retirement.
Use these resources to get details about your NYSLRS account and your benefits: n Sign up for Retirement Online. It's a convenient and secure way to review your NYSLRS benefits. You can use Retirement Online to update your contact information and beneficiaries, apply for a loan, apply for previous service credit, estimate your pension benefit, file for retirement and more. Register, sign in or learn more at web.osc.state.ny.us/retire/sign-in.php. n Review your Member Annual Statement, which provides your NYSLRS membership details to you every summer. n If you have any questions or you need more information, call toll-free 866-805-0990 or 518-474-7736 in the Albany, New York area.
Visit our website (osc.state.ny.us/retirement) for pre-retirement planning resources and to: n Read your retirement plan booklet and other NYSLRS publications that outline and explain your benefits. n Subscribe to our blog, New York Retirement News, like us on Facebook and follow us on Twitter for tools, quick tips and information on a variety of retirement topics. n Sign up for E-News, our monthly email newsletter, for the latest NYSLRS news.
I am joined by a staff of dedicated professionals who are committed to helping you make informed decisions about your future. I encourage you to contact us with any questions you have. Sincerely,
Thomas P. DiNapoli State Comptroller
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