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Loan Rates as of October 21, 2019

HOME EQUITY SPECIAL

Fixed Rate

Direct New Auto Loans 36 Month Term Rates as low as 3.04% APR3

Model years 2016 and newer

NO CLOSING COSTS, APPLICATION, OR ANNUAL FEES. APPLY BY NOVEMBER 30, 2019

1 HOME EQUITY LINE OF CREDIT - APR = Annual Percentage Rate. The introductory rate of 3.99% is for 12 billing cycles from the funding date. After that, a variable rate based on an Index minus 0.25% will be used. The Index is the highest United States Prime Rate as published in the Eastern Edition of The Wall Street Journal on the last business day before the start of each month's billing cycle. As of 9/19/19, the Prime Rate was 5.00%. The APR cannot fall below the minimum of 3.00% nor exceed a maximum of 18.00%. Obtain credit advances for 10 years (Draw Period), make interest only payments or principal and interest payments during this period, then repay the remaining balance over the next 10 years (Repayment Period). Principal balance will not decrease if interest-only payments are made. The maximum combined loan-to-value ratio (existing mortgage loan balances plus Home Equity Credit Line limit) is 80% of appraised value. The minimum line of credit amount is $10,000 and up to a maximum of $300,000. The minimum credit advance that you can make is $500. Third party fees may need to be reimbursed if the loan is closed within the first 24 months.

2. HOME EQUITY LOAN ? APR = Annual Percentage Rate. A loan amount of $100,000 and greater has a 3.49% APR and is representative of a 10-year term home equity loan in first lien position with no points, and up to 80% loan-to-value (LTV). A loan amount of less than $100,000 has a 3.74% APR and is representative of a 10-year term home equity loan in first lien position with no points, and up to 80% LTV. PAYMENT EXAMPLE: A 10 year loan at an APR of 3.49% would have 120 months principal and interest payments of $9.88 per $1,000. A 10 year loan at an APR of 3.74%, would have 120 months principal and interest payments of $10.00 per $1,000 borrowed.

Home Equity Line of Credit and Home Equity Loan have no application fee, no closing costs, and no annual fee. Proof of homeowners insurance required. CT owner-occupied properties only. Programs, rates, terms, and conditions are subject to change and may be withdrawn without notice. Other terms and conditions may apply. Up to 100% loan-tovalue financing available, higher rates apply. Interest may be tax deductible, please consult your tax advisor. All loans are subject to credit approval, underwriting guidelines and membership eligibility. Refinancing existing Connex home equities not eligible.

Mortgages

First Mortgages Jumbo Loans up to $850K Pre-approvals Refinances Contact Mark Frank, Connex Mortgage Loan Consultant, at 203-603-5811.

Apply online at , by phone at 1-800-CR-UNION or at any branch.

NMLS #458548

Direct Used Auto Loans 36 Month Term Rates as low as 3.34% APR3

Model years 2015 and older

Other rates and terms available.

Motorcycle Loans

Up to 60 months, rates as low as:

New Motorcycle Used Motorcycle

3.89% APR4 4.19% APR4

3. The rate you pay will be based on the term of the loan and your credit history. Subject to credit approval. Higher rates may apply depending on model year, used car private purchases, lease buyouts or cash out refinancing. APR= Annual Percentage Rate. Rates shown are for new loans only. Existing Connex Credit Union loans do not qualify. Rate of 3.04% APR is for vehicles model year 2016 and newer financed for 36 months at a monthly payment of $29.10 for each $1,000 borrowed. Rate of 3.34% APR is for used vehicles financed for 36 months at a monthly payment of $29.24 for each $1,000 borrowed. 4. APR=Annual Percentage Rate. Rates are determined by your credit history and model year. Subject to credit approval. A new motorcycle loan, model years 20172019, has a rate as low as 3.89% with terms up to 60 months. A new motorcycle loan at 3.89% for 60 months has a payment of $18.37 per $1,000 borrowed. A used motorcycle loan, model years 2013-2016, has a rate as low as 4.19% with terms up to 60 months. A used motorcycle loan at 4.19% for 60 months has a payment of $18.51 per $1,000 borrowed. Ask about financing for older models. Existing Connex Credit Union loans do not qualify. Rates subject to change or may be withdrawn at any time.

SIGNATURE LOAN

Rates as low as

7.99% APR5

12-24 MONTH TERM

8.99% APR5

36-60 MONTH TERM

NO APPLICATION FEE , NO ANNUAL FEE

5. APR = Annual Percentage Rate. A 7.99% personal loan with a term up to 24 months would have a monthly payment $45.24 for each $1,000 borrowed. An 8.99% personal loan with a term up to 60 months would have a payment of $20.76 for each $1,000 borrowed. Maximum loan amount is $20,000. Programs, rates, terms, and conditions are subject to change and may be withdrawn without notice. The rate you pay will be determined by the term of the loan, your credit history, and other factors. Rates available on approved credit. A $25 balance in your share savings account is required. Other terms and conditions may apply. Rates shown are for new loans only. Existing Connex Credit Union loans do not qualify. Rates subject to change or may be withdrawn at any time.

Savings Rates as of October 21, 2019

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