PDF Interest Rates

Interest Rates

Rates effective as of 4-14-2019

Type of Loan Minimum Balance to Open

Signature / Life Style Loans

Variable3

New & Used Autos 2020-2018

Used Autos 2017-2015

2017 Only 2014-2013 2014 Only 2014 Only 2012-2011 Older Autos (2010 and Older)2

Term (Approx.)

36 48 60 72 84 Up to 84 36 48 66 78 84 48 66 75 78 84 48 63 72 48 Up to 36

APR

8.15% 9.15% 10.15% 11.15% 11.15% Prime +1.75 3.74% 4.09% 4.49% 4.99% 5.79% 4.79% 5.19% 5.29% 5.49% 6.49% 4.99% 5.24% 5.59% 6.49% 8.15%

2012-2011 Older Autos (2010 and Older)2

2010 Only 2010 Only Variable3 Driving Sense Balloon Auto

Major Purchase Loan2

Classic Auto2

Sports Craft (2016 and Newer)2

Sports Craft (2015 and Older)2

Motorcycle (2016 and Newer)2

Motorcycle (2015 and Older)2

48 Up to 36

48 60 Up to 60 New or used up to 5 yrs old 36 48 60 72 144 36 48 60 72 36 48 60 36 48 60 36 48 60 36 48

6.49% 8.15% 9.15% 10.15% Prime -1.50% Rate 1% higher than SFCU auto rates 7.65% 8.15% 9.15% 9.65% 9.65% 7.65% 8.15% 9.15% 9.65% 6.45% 6.95% 7.95% 7.15% 7.65% 8.65% 4.50% 5.00% 6.00% 5.00% 5.50%

Motorcycle (2015 and Older)2 Boat / R.V. Loans (2016 and Newer)2 Boat / R.V. Loans (2015 and Older)2

Mobile Home Loans2

Hobby Equipment Loan2

60 36 48 60 12-119 120-180 12-119 120-180 60 84 120 144 180 36 48 60 72 144

6.00% 5.00% 5.50% 6.50% 7.00% 7.25% 7.50% 7.75% 10.15% 10.15% 10.15% 9.15% 9.15% 7.75% 8.75% 9.75% 10.75% 11.75%

Certain Restrictions may apply on any of the following loan types. Please contact any of our branch offices for questions. The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for. 1- Annual Percentage Rate 2- In addition to our low loan rates, you can receive up to a 0.5% discount with our Member Rewards program, regardless of your credit score, if you are a SFCU direct borrower. Each of the following products / services qualify for our Member Rewards Program: - Direct Deposit, Automatic Transfer 3- The Variable rate Auto has a floor of 2% - The variable rate Personal loan has a floor of 8%

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