Auto Asset-Backed Securities (Auto ABS) Primer
score of 640–680, and a subprime borrower has a credit score of less than 640. For some transactions, midprime and subprime may be combined and referred to collectively as subprime and, in general, the limits of the credit bands can vary. The pool of auto loans or leases may also be diversified by borrower, mitigating concentration risk. ................
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