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Individual and Family Plans

Cigna Health and Life Insurance Company

LOCALPLUS? NETWORK

ACCESS TO QUALITY CARE

2016 Network Information: Florida

With Cigna's plans using the LocalPlus? Network, you get access to health care professionals in your area and LocalPlus Network areas in other parts of the country.

Plans that use the LocalPlus Network are available in the following Florida counties:

Orlando: Brevard, Flagler, Indian River, Lake, Orange, Osceola, Seminole, Sumter, Volusia counties Tampa: Hernando, Hillsborough, Lee, Manatee, Pasco, Pinellas, Polk, Sarasota counties South Florida: Broward, Martin, Miami-Dade, Monroe, Palm Beach, St Lucie counties

Access to quality care across the country

The LocalPlus Network is a select group of health care professionals. Cigna contracts with the providers in the network to ensure that you have referral-free access to care. When you visit an in-network provider, you'll receive care at our lower, pre-negotiated rates to help keep your out of pocket costs down -- even if you haven't met your deductible. You have the freedom to visit a health care professional or hospital outside of the LocalPlus network at any time, but you will pay more out of pocket for that visit, except for emergency services. (See page two for plan specific details.)

Cigna Health Plans plans offer:

> 100% coverage for eligible,

in-network preventive care2 (like your annual check-up and routine immunizations)

> Access to emergency care

24/7, both in and out-ofnetwork1

> 24/7/365 customer

service and a 24/7 Health Information Line, in case you want to speak to a Nurse or healthcare specialist

> Online provider directory

with the most up-to-date list of healthcare professionals who are in-network

Find doctors in network: ifp-providers

Key:

Open a PDF Go to website

888415 a 10/15 ? 2015 Cigna. Some content provided under license.

Network

Plan type

Additional Network Information To remain in-network: Home Traveling In the case of an emergency When seeing a primary care physician When seeing a specialist physician

Out-of-network

Find providers in-network

Important plan information for Florida

LocalPlus Network Cigna Vantage Plans Exclusive Provider Organization (EPO)

High-level LocalPlus Network Flyer

Use health care professionals in the LocalPlus Network Use health care professionals in the LocalPlus Network. In an area where the LocalPlus network is not available, customers can see a participating Away From Home Care provider and remain in-network.3 Emergency care is covered, in- and out-of-network1 PCP selection is not required Visit Specialists in the LocalPlus Network to remain in-network Cigna Vantage Plans Visits to providers outside of the LocalPlus Network are not covered by the plan except for emergency services1

ifp-providers

Stay in-network and save

To get the best value from your plan, stay in-network when seeking care.

Florida LocalPlus Network Service areas:

Orlando: Brevard, Flagler, Indian River, Lake, Orange, Osceola, Seminole, Sumter, Volusia counties.

Tampa: Hernando, Hillsborough, Lee, Manatee, Pasco, Pinellas, Polk, Sarasota counties

South Florida: Broward, Martin, Miami-Dade, Monroe, Palm Beach, St Lucie counties.

The Cigna LocalPlus Network includes4 access to many hospital and physician groups in the Orlando area:

Major hospital systems

> Florida Hospital (All Facilities)

(Orange, Osceola, Seminole, Lake and Volusia)

> HCA (Osceola and Seminole) > Health First, Inc. (Brevard) > Nemours Children's Hospital (Orange) > Orlando Health

(Orange, Osceola, Seminole and Lake)

> Parrish Medical Center (Brevard)

TAMPA

ORLANDO

LocalPlus service areas Hospitals Physician groups

MIAMI

Major physician groups

> Florida Hospital Physician Group

(Orange, Osceola, Seminole, Lake & Volusia)

> Nemours Children's Clinic (Orange) > Orlando Health Physician Group

(Orange, Osceola, Seminole and Lake)

> Orlando Orthopaedic Center

(Orange, Osceola, Seminole and Lake)

> Physician Associates

(Orange, Osceola, Seminole and Lake)

The Cigna LocalPlus Network includes4 access to many hospital and physician groups in the Tampa area:

Major hospital systems

> All Children's Hospital (Pinellas) > BayCare Health (Hillsborough, Pinellas,

Pasco, Polk and Sarasota)

> Florida Hospital (Hillsborough, Pasco and Pinellas) > HCA (Hillsborough, Hernando, Pinellas, Pasco,

Polk, Sarasota & Manatee)

> Tampa General (Hillsborough)

Major physician groups

> BayCare Physician Groups (Hillsborough, Pinellas, Pasco, Polk, Sarasota and Manatee)

> Pediatric Health Alliance (Hillsborough, Pinellas and Pasco)

> University of South Florida (Hillsborough) > Women's Care Florida (Hillsborough,

Pinellas, Pasco and Polk)

The Cigna LocalPlus Network includes4 access to many hospital and physician groups in the South Florida area:

Major hospital systems

> Baptist Health South Florida (Miami-Dade) > Bethesda Medical (Palm Beach) > Hospital Corporation of America (Broward,

Martin, Miami-Dade, Palm Beach and St. Lucie)

> Jackson Health System (Miami-Dade) > Jupiter Medical Center (Palm Beach) > Martin Memorial Medical Center (Martin)

Major physician groups

> Boca Regional (Broward) > Cleveland Clinic (Broward) > Jupiter Medical Center (Palm Beach) > Mt. Sinai Medical Center (Miami Dade) > Wellington Regional Medical Center (Palm Beach)

Contact your licensed Cigna broker or agent or visit

1. Emergency medical condition as defined in your plan. 2. Not all preventive care services are covered, like most immunizations for travel. Please see your policy documents for a list of eligible covered and non-covered preventive care services. 3. See ifp-providers to find Open Access Plus providers that participate in Cigna's Away from Home Care network. 4. This listing is not all-inclusive. For a complete listing of health care professionals and facilities, visit ifp-providers or contact Cigna at 1.866.494.2111.

Medical insurance policies have exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued. Medical applications are accepted during the annual open enrollment period, or within 60 calendar days of a qualifying life event. Benefits are provided only for those services that are medically necessary as defined in the policy and for which the insured person has benefits. Cigna does not intentionally discriminate on the basis of race, color, national origin, disability, age, sex, gender identity, sexual orientation, or health status in the administration of the plan, including enrollment and benefit determinations. For costs, and additional details about coverage, contact Cigna at 900 Cottage Grove Rd, Hartford, CT 06152 or call 1.866.GET.Cigna. (1.866.438.2446).

All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company.The Cigna name, logo and other Cigna marks are owned by Cigna Intellectual Property, Inc.

888415 a 10/15 ? 2015 Cigna. Some content provided under license.

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