WHAT’S HAPPENING

USA Phone # 717-287-9960 WhatsApp +505-8803-2037

WHAT'S HAPPENING

Sunset Progression ? Going, Going, Gone!

Photos Curiosity of Paul Werbicky

All the rain clouds make for some beautiful sunsets!

September and October are normally the two wettest months of the rainy season and the most scenic for sunsets! We are on track to have a record setting year of rainfall! George Knight, who keeps track of the rainfall in SJDS each year told me we have 66 inches for the year so far. We normally only get 62-65 inches per year and we have about 45 days left of the two wettest months, September and October, plus we still get some rains in November and December! Since 2006 the most he recorded was 78 inches in 2020 and he thinks we could easily get 100 inches this year.

If saving money is your goal and you rent a vehicle privately from a local who doesn't have full coverage insurance on the vehicle, you can lose big time in numerous ways! Financially paying for repairs or lost days of your valuable vacation dealing with a broken-down/crashed vehicle! I suggest renting from the major companies who have newer vehicles, that won't give you problems, and insurance. If you choose to rent from a private person, make sure they have full coverage insurance (not just liability) that hasn't expired, inspect the vehicle thoroughly, photograph any damages it has, and pray nothing serious happens that ruins your valuable vacation time!

My cancer is still the same size, but it continues to lighten in color, feel softer, etc., as if it is slowly turning back into normal fatty breast tissue. I've gone back on the Essiac Tea and I've added in Oxygen drops, Castro Oil packs with a heating pad, and several other things. I'm going to beat it! Also, I'm extremely grateful for the fantastic health changes my vegan diet has done for me! I'm now down 26 pounds, my skin looks great for almost 57, and I have great energy! For the latest video update, under the Playlists, you'll see all the cancer updates

New Real Estate & Leasing Licensing Regulations

This month a new law was passed requiring all Brokers, Agents, and Property Management/Leasing Agents in Nicaragua to be licensed and regulated within the year. We are excited for this!

It is our hope that it will weed out the bad apples in the business, add new layers of protection and transparency for both Buyers and Sellers, and standardize the transaction process. Also, as a buyer/seller/renter, it is important for you to only work with licensed agents. I have already met with our attorney to get my Broker's licensing process started!

One of the many new requirements is that the Brokers will need to verify the authority of the owner to sell their property and has all the required documents before we can list it; you would be surprised how often someone is missing a crucial piece of documentation! For both Buyers and Sellers, verifying the ownership documents in advance will save potential delays and disappointments when a property is in contract to sell.

Therefore, for all existing and future listings, Discover Real Estate will be required to have on file copies of the following: Escritura, Plot map, Power of Attorney (if one is needed), and Proof or property taxes being paid.

If you currently have a listing with Discover, you can look forward to a personal note asking for these documents or you can just send them to us know . If you are an owner of property in Nicaragua, we recommend that you verify the whereabouts of your documents.

Vaping is now ILLEGAL IN NICARAGUA

Do not bring anything related to vaping into the country! You can't take vapors in or out of the country or use them here, they will be confiscated! Here is a link to the announcement making vaping illegal in Nicaragua:

We now have Pickleball in San Juan del Sur Located in La Talanguera One court now with room to expand and it is so much fun! Ricardo and I have played several times and here is a link to a video of our first time: $11.50 for the court for an hour and they have rackets and balls you can use. Here is a link to their Facebook page. Reservations +505 8257 8256

Need a Massage? New Therapist in San Juan del Sur Having cancer, I know the importance of massage to keep the body working properly and Massimo De Angelis, an Italian who lived and worked in Canada, is amazing! Keeping the lymph system flowing smoothly is super important and he is by far the best massage therapist I've tried here. Check out his bio on Linked in: email him at: massimodeangelis@ or message/call him on WhatsApp: +505 8821 2248

Explanation of different types of developments And the services they offer ? a common question from clients so here is an explanation! Most gated developments with a shared pool, gym, and common area maintenance have higher HOA (Homeowners Association) fees usually around $250-$450 a month depending on the development's amenities. However usually in this type of development you don't need your own caretaker which can cost you $250-$350 a month as all the exterior maintenance, gardening, etc., is covered under the HOA. Also, in these types of developments more security is provided by the HOA.

Developments with only a gated entrance and no community amenities usually have annual HOA fees of $600$1,400 per year. The guard is only at the gate providing very limited security. In most of these types, you may want to have a caretaker either full time or part time that can cost between $150-$350 depending on hours worked, what they do for you, and if they live on site or not.

Lots or houses outside of a gated development will typically require a full-time caretaker for security. We rarely have violent crimes here, but it is a poor country, so crimes of opportunity are very common. If your house is unattended and someone can easily drive a truck up to it and remove your possessions, it may or may not happen.

And security cameras are always a good idea in every situation. Our office has installed them for several clients, we'll be happy to get you a quote also.

Financial Warnings for IRAs and Retirement Plans A letter below from a trusted source

Who would have dreamed there would be a shortage of baby formula or the inability to find cars, trucks and other products made with semi-conductors. I don't think it comes as a surprise when I say I feel there is a big risk to IRA's and retirement plans. It's the biggest risk I've seen in a number of years.

There is a world of alternative investments available to you through your IRA or retirement plan. Just make sure you've evaluated the risks before making your choices.

Let me give you some examples of the kinds of things you can do. You can have your precious metals held in a secure vault in a neutral country, like Switzerland, own real estate on the beach in Nicaragua, or invest in something green like a teak reforestation project in Panama.

The Rewards you gain when you "Liberate Your IRA" are significant. We can help you reduce your risk in these perilous times.

I started taking IRA's and retirement plans offshore in 1994 to help my clients protect their accounts and to give them greater flexibility in their investment choices. You'd be hard pressed to find someone with more experience than Sovereign International Pension Services.

Why Invest in Real Estate?

Many people choose to open a Self-Directed IRA Account (SDIRA) in pursuit of greater investment freedom. Instead of being limited to plan investments, assets in a self-directed IRA can be invested in almost any investment the account holder wishes--including real estate, start-up companies, or even gold.

I urge you to take action while you can. As always, I'd be happy to answer any questions you may have.

"Liberate Your IRA"

Larry C. Grossman

7143 State Road 54, Ste. 147, New Port Richey, FL 34653, 727-286-6237, 727-286-6238, 877-733-6815, lgrossman@

Airlines Returning American Airlines & Spirit Airlines both returning on November 30, 2022 Below are the links to the announcements by both airlines but....I'll believe it when it happens! However this time looks more hopeful than previous rumors of them returning!



Tips of the Month if living in Nicaragua Borax and sugar water to kill ants! Mix ? cup sugar with 1 ? tablespoons of Borax and 1 ? cups of warm water together until dissolved. You can soak cotton balls and leave them where the ants travel or I use a dropper and put drops of the liquid into cracks, wholes, on paths, or wherever the ants are. They drink the solution and DIE!!!!

White Vinegar Cleans Almost Everything!

If you are experiencing mold issues due to all the rain, leave a fan running 24/7 and clean with white vinegar, don't worry the smell evaporates quickly. You can find different ratios of water and vinegar online depending on what you are cleaning but it is the cheapest and most effective cleaner for almost everything especially mold!

New Helpful Services! Need help with your pool? Jose Espinoza used to work at Guacalito so he knows how to take care of a pool! Jose offers all types of pool services from the occasional deep cleaning to weekly vacuuming, daily cleaning, or equipment repairs and replacement. Contact him via WhatsApp +505-8199-3510.

Get Keys Made or Open Your Locked Car New Service: Key duplication service for all types of conventional locks, motorbikes, and cars. Located 20 meters past San Martin meat store (the one by the gas station) on the right-hand side, in the office of San Juan del Sur Property Management.

Also, they have tools to open cars without scratching them and without breaking all the door packaging. If you locked your keys in the car, message them on WhatsApp and they will come help you anywhere in the San Juan del Sur area. WhatsApp +505-8685-0501 Price varies depending on the day, time, and location of the vehicle.

Hard-to-Reach Windows or Dirty Cushions? Espumas Cleans Everything! Professional cleaning service for all those hard-to-reach windows, cushions, new construction cleanup, vehicles, mattresses, toilets, etc., anything that needs a deep cleaning!

ESPUMAS SALES ventas1@.ni

Ing. Marling Avenda?o 505- 8100-7452 Tigo +505-8713-8892

Have Hard Water? Next Generation Soft Water Treatment! Are you tired of dealing with Hard Water Soap Stains on your Bathroom Fixtures? Lime Scale buildup inside your Pipes and Hot Water Heater due to Hard Water? Would you like to have Better Tasting Tap Water? Would you like to reduce your use of laundry detergents and fabric softeners? Would you like to avoid the high cost and maintenance of salt-based water softeners? Magnetized soft water treatment systems eliminate the use of salt and makes your water fantastic! These devices, when properly designed and installed, have been shown to provide effective lime scale control as well as many other beneficial changes to our water supply.

Here are some facts using the magnetized soft water device in your house. Your hair will become softer, more manageable, and the water will taste better. The Shower and Tub are so much easier to keep clean and the laundry is cleaner, brighter, and softer. Glasses will become brighter and cleaner. The plants and garden become greener and stronger using the magnetized water. The prices range from $350-$550 installed. Contact Christian via WhatsApp +505-8263-2217 or email chjolem@ for more information!

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