How Barclays can help you win and retain clients For Intermediary …

How Barclays can help you win and retain clients

Reassuring. Remortgages.

For Intermediary Use Only

See how we can help you win and retain clients right now with our comprehensive range of remortgage deals designed to help your clients save money.

Why remortgage your clients to Barclays?

We offer a competitive and comprehensive range of fee and no fee Fixed, Trackers, Offset (including Lifetime Offset), Great Escape and Buy to Let mortgage products

? Switch and Fix ? All our tracker-based products (new and existing) come with the Switch and Fix feature, which allows customers to rate switch to a fixed rate at any point during the ERC period

? All our remortgage products follow onto Lifetime Trackers (BEBR + 3.49% currently 4.24%) variable for the remaining term, rather than an SVR

? Once with Barclays your clients have access to exclusive rates from our existing customer Reward range

? Your clients who wish to re-mortgage their Help to Buy Equity Mortgage (England, Wales and Scotland) to Barclays can do so by selecting a suitable product from our standard product range

? We provide a free non-disclosed valuation ? Your clients can benefit from either the use of our in-house solicitors or cashback on selected

products with our Switch and Save package.

Did you know?

? Day one remortgages ? we accept remortgage applications from the first day after a house purchase for a residential case

? Our remortgage offers are valid for 6 months from the date of application ? Up to 90% LTV available for like-for-like remortgages including shared ownership properties ? Capital raising available up to 85% LTV and debt consolidation available up to 80% LTV ? We'll consider applications where terms extend into retirement (as long as your client can

provide evidence of affordability into retirement) ? Joint borrower, sole proprietor ? enables an applicant to benefit from support without the

other applicant being on the property deeds.

Contact your Barclays support team or visit barclays.co.uk/intermediaries

In the spotlight: our Great Escape mortgages

A range of products designed solely to help your clients to remortgage and save thousands of pounds offering: ? Available up to 85% LTV ? No application fee ? FREE non-disclosed valuation ? FREE standard legal fees ? ?300 cashback paid within 28 days following completion ? Loans available between ?50k ? ?500k.

A strong retention proposition for your existing Barclays mortgage clients Barclays Reward Range

From being one of the first lenders to introduce proc-fee payments for rate switches to the launch

of oBuarrcRleawysarRderwanagrediRna2n0g16e, a strong retention offering has always been at the heart of our

moErxtisgtianggBearpclaryospmoosrtigtaiogenc.lients benefit from our Reward Range, We offer three distinct ranges exclusively available to the following

offering a variety of fee and rate discounts, plus extended LTV and clients, when rate switching or arranging a further advance:

Our Reward range maximum loan sizes exclusively available for rate switch or further

advance.

! Residential mortgage clients (maximum total aggregate lending up

to ?2m)

WeWohaftf'es mr oyroe,uwre crelwieanrdtysoufeweithaanndunrcaaptpeeddriestcenotiuonnptrsocaurcartioonss our Reward ranges, exclusively available when

fee and a simple submission process too.

! Residential mortgage clients (total aggregate lending between

switching rates or borrowing more on their existing ?B2amrcanlady?s10mm)ortgage.

! Buy-to-Let mortgage clients

No proof of

income required

No

Did 0yo.u2k%now?

underwriting required

Retention fee, for rate switch completions

Quick, simple

process via our Secure Mail system

Exclusive Reward Rates for rate switch

& further borrowing

11 | Long-term value from Barclays

New Online Rate Switch tool

We have recently launched a new, easy to use, online rate switch application tool, available from within the Barclays Intermediary HUB.

Contact your Barclays support team or visit barclays.co.uk/intermediaries

Representative example: A capital and interest mortgage of ?171,070 payable over 25 years on a fixed rate of 2.44% for 3 years and then our variable tracker rate of 3.49% above the Bank of England Base Rate for the remaining term would require 36 monthly payments of ?762.29 and 264 monthly payments of ?907.42. The total amount payable would be ?267,116.32 made up of the loan amount plus interest and ?0 (product fee). The overall cost for comparison is 3.8% APRC representative. April 2019.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation

Authority (Financial Services Register number: 759676). Buy to Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Registered in England. Registered number: 9740322. Registered office: 1 Churchill Place, London E14 5HP.

*Barclays Internal data July 2019

Item Ref: IBIM8509 April 2019

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