Rates Effective From 17 October 2019 - Barclays

Rates Effective From 12 November 2019

This Rate Sheet is for information only and does not constitute a Personalised Mortgage Information Sheet. Rates are subject to change and withdrawal at short notice.

Customers remortgaging may be able to use the Switch & Save and Great Escape remortgage package. As part of the remortgage package, we offer a legal service via a panel of solicitors who act on our behalf only. The legal service is not available should a customer choose not to use the appointed panel solicitor. Customers will not pay for or receive a copy of the non-disclosed valuation report. Switch & SaveTM products are generally only available to customers who have a mortgage with another lender (not Barclays or Woolwich), who want to move their mortgage to us and are not moving home. In the case of a remortgage where it includes, for example, a change of names on the mortgage or the first registration of unregistered land, customers are liable for any associated fees.

For Residential purchase applications with a property value up to ?2 million and all Remortgage applications, customers will not pay for or receive a copy of any non-disclosed valuation report. For Residential purchase applications with a property value over ?2 million please see the Tariff of Charges at barclays.co.uk/mortgages. In order to confirm the most up to date rates available, please speak to our mortgage advisers for full details.

The Bank of England Base Rate (BEBR) is a variable rate set by the Bank of England. BEBR is currently 0.75%.

Representative example:

A capital and interest mortgage of ?156,500 payable over 26 years on a fixed rate of 2.03% for 3 years and then our variable tracker rate of 3.49% above the Bank of England Base Rate (currently 0.75%), for the remaining term would require 36 monthly payments of ?645.98 and 276 monthly payments of ?808.39.

The total amount payable would be ?247,484.92 made up of the loan amount plus interest and ?999 (product fee), ?80 (final repayment charge), ?35 (completion fee).

The overall cost for comparison is 3.8% APRC representative.

During an early repayment charge period, capital reductions within a set allowance can be made without incurring the charge. The allowance for fixed rates is 10% per annum (5% for 10yr fixed rates) and 25% per annum for tracker rates. For Offset mortgages early repayment charges are only incurred if the mortgage is fully redeemed within the charge period.

Offset Products

Product Type

Residential Purchase Rates

Minimum/Maximum Loan size

Initial Interest

Rate

Follow on rate

The Overall Cost for

Comparison

Product Fee

Maximum Loan to Value (LTV)

Offset Tracker at BEBR + 1.74% for term

Minimum Loan ?5k

2.49%

N/A

2.6% APRC

?1999

75%

2 Year Offset Tracker at BEBR + 0.94% for 2 Years 2 Year Offset Tracker at BEBR + 1.24% for 2 Years

Maximum Loan ?2m

Minimum Loan ?5k Maximum Loan ?300k

1.69% 1.99%

Offset Tracker at BEBR which is variable,

currently 0.75% + 3.49% = 4.24% for term

4.0% APRC 4.0% APRC

?1749 ?499

75% 75%

Offset: Current Account and Savings Accounts can be offset against the mortgage, see Offset Terms & Conditions for more information.

Please note customers can only hold one Offset Mortgage at a time.

Early Repayment Charge

Full redemption: 1% of the original

balance for 2 years

Tracker Products ? Wealth Exclusive Rates - Customers must hold a Wealth Banking relationship with Barclays to apply for these products.

2 Year Tracker at BEBR + 0.69% for 2 Years

1.44%

3.8% APRC

?999

60%

No ERC

2 Year Tracker at BEBR + 1.08% for 2 Years

1.83%

3.9% APRC

?0

60%

1% of the balance repaid for 2 years

2 Year Tracker at BEBR + 0.84% for 2 Years 2 Year Tracker at BEBR + 1.24% for 2 Years

Minimum Loan ?5k Maximum Loan ?500k

1.59% 1.99%

3.9% APRC 3.9% APRC

?999 ?0

75% 75%

No ERC

1% of the balance repaid for 2 years

2 Year Tracker at BEBR + 0.89% for 2 Years

1.64%

3.9% APRC

?999

85%

No ERC

2 Year Tracker at BEBR + 1.54% for 2 Years

2.29%

2 Year Tracker at BEBR + 0.74% for 2 Years 2 Year Tracker at BEBR + 1.00% for 2 Years 2 Year Tracker at BEBR + 1.00% for 2 Years 2 Year Tracker at BEBR + 1.00% for 2 Years 5 Year Tracker at BEBR + 1.49% for 5 Years Wealth Exclusive 5 Year Tracker at BEBR + 1.70% for 5 Years

Minimum Loan ?500k Maximum Loan ?2m

Minimum Loan ?2m Maximum Loan ?5m Minimum Loan ?5m Maximum Loan ?10m

Minimum Loan ?500k Maximum Loan ?2m

Minimum Loan ?500k Maximum Loan ?5m

1.49% 1.75% 1.75% 1.75% 2.24% 2.45%

BEBR which is variable, currently 0.75% + 3.49% = 4.24% for term

4.0% APRC 3.9% APRC 3.9% APRC 3.9% APRC 3.9% APRC 3.6% APRC 3.6% APRC

?0 ?1999 ?1999 ?2499 ?3499 ?1999 ?2499

85% 60%

1% of the balance repaid for 2 years

75% 75% 75%

No ERC

75% 70%

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP. .

Page 1 of 8

Rates Effective From 12 November 2019

Residential Purchase Rates

Existing Mortgage Customer Home-mover Reward - Customer must be an existing Barclays Residential mortgage holder at the time of application. Exclusively available for existing Barclays mortgage holders when moving home. Products can be used for top-up when porting.

Product Type

Minimum/Maximum Loan size

Initial Interest

Rate

Follow on rate

The Overall Cost for

Comparison

Product Fee

LTV

Early Repayment Charge

E M C Home-mover Reward 2 Year Tracker at BEBR + 0.84% for 2 Years

E M C Home-mover Reward 3 Year Fixed Rate (until 31/01/23)

Minimum Loan ?5k Maximum Loan ?2m

Minimum Loan ?5k Maximum Loan ?1m

1.59% 1.58%

BEBR which is variable, currently 0.75% + 3.49%

= 4.24% for term

3.9% APRC 3.7% APRC

?499 ?499

75% 75%

1% of the balance repaid

for 2 years

3% of the balance repaid

until 31/01/23

2 Year Fixed Products

Product Type

2 Year Fixed Rate (until 31/01/22)

Minimum/Maximum Loan size

Minimum Loan ?5k Maximum Loan ?2m

Minimum Loan ?5k Maximum Loan ?1m

Minimum Loan ?5k Maximum Loan ?500k

Minimum Loan ?2m Maximum Loan ?5m Minimum Loan ?1m Maximum Loan ?5m Minimum Loan ?5m Maximum Loan ?10m

Initial Interest

Rate 1.21% 1.32% 1.49% 1.59%

1.69%

Follow on rate

1.51%

1.92% 1.80% 2.08% 2.89% 1.50%

BEBR which is variable, currently 0.75% + 3.49% =

4.24% for term

1.60%

2.09%

1.50%

1.60%

The Overall Cost for

Comparison 3.8% APRC 3.9% APRC 3.9% APRC 3.9% APRC 3.9% APRC

3.9% APRC

3.9% APRC 4.0% APRC 3.9% APRC 4.1% APRC 3.9% APRC 3.9% APRC

4.0% APRC

3.9% APRC 3.9% APRC

Product Fee ?999 ?999 ?299 ?0 ?0 ?999 ?0 ?999 ?0 ?0

?2499 ?2499

?2499

?3499 ?3499

LTV

60% 75% 60% 60% 75% 85% 85% 90% 90% 95% 60% 75% 85% 60% 75%

Early Repayment Charge

2% of the balance repaid until 31/01/22

Purchase Only with cashback paid on completion? Not available to Existing Mortgages Customers Porting an Existing Mortgage.

2 Year Fixed Rate (until 31/01/22) ?500 Cashback 2 Year Fixed Rate (until 31/01/22) ?1000 Cashback

Minimum Loan ?50k Maximum Loan ?500k

Minimum Loan ?50k Maximum Loan ?500k

1.99% 2.93% 3.50%

BEBR which is variable, currently 0.75% + 3.49% =

4.24% for term

3.9% APRC 4.1% APRC 4.2% APRC

?0

70%

2% of the balance

?0

90%

repaid until 31/01/22

?0

95%

3 Year Fixed Products - Premier Exclusive Rates - Customers must hold a Wealth / Premier Banking relationship with Barclays to apply for these products.

1.49%

3.7% APRC

?999

60%

3 Year Fixed Rate (until 31/01/23) Premier Exclusive 3 Year Fixed Rate (until 31/01/23)

3 Year Fixed Rate (until 31/01/23)

Minimum Loan ?5k Maximum Loan ?1m

Minimum Loan ?5k Maximum Loan ?500k

1.58% 1.98% 1.73% 2.08% 2.03% 2.32% 3.09%

BEBR which is variable, currently 0.75% + 3.49% =

4.24% for term

3.7% APRC 3.7% APRC 3.7% APRC 3.8% APRC 3.8% APRC 3.8% APRC 4.0% APRC

?999 ?0

?999 ?0

?999 ?0 ?0

75% 75% 85% 85% 90% 90% 95%

3% of the balance repaid

until 31/01/23

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP. .

Page 2 of 8

Rates Effective From 12 November 2019

5 Year Fixed Products

Residential Purchase Rates

Product Type

Minimum/Maximum Loan size

Minimum Loan ?5k Maximum Loan ?5m

Initial Interest

Rate 1.54%

1.58%

Follow on rate

The Overall Cost for

Comparison

Product Fee

LTV

3.3% APRC

?999

60%

3.3% APRC

?999

75%

Early Repayment Charge

1.73%

3.3% APRC

?0

60%

1.84%

3.4% APRC

?0

75%

5 Year Fixed Rate (until 31/01/25)

Minimum Loan ?5k Maximum Loan ?1m

1.78% 1.88%

3.4% APRC 3.4% APRC

?999 ?499

80% 80%

1.93% 2.10% 2.28%

BEBR which is variable, currently 0.75% + 3.49% =

4.24% for term

3.5% APRC 3.5% APRC 3.6% APRC

?999 ?0

?999

85% 85% 90%

3% of the balance repaid until 31/01/25

Premier Exclusive 5 Year Fixed Rate (until 31/01/25)

Minimum Loan ?5k Maximum Loan ?500k

2.28% 2.35%

3.6% APRC 3.6% APRC

?499 ?0

90% 90%

3.27%

3.9% APRC

?0

95%

5 Year Fixed Rate (until 31/01/25)

Minimum Loan ?1m Maximum Loan ?5m

2.34%

3.6% APRC

?2499

85%

Minimum Loan ?5m Maximum Loan ?10m

1.75% 1.89%

3.3% APRC 3.4% APRC

?3499 ?3499

60% 75%

Purchase Only with cashback paid on completion? Not available to Existing Mortgages Customers Porting an Existing Mortgage.

Premier Exclusive 5 Year Fixed Rate (until 31/01/25) ?250 Cashback

New Build Properties Only 5 Year Fixed Rate (until 31/01/25) ?1000 Cashback

5 Year Fixed Rate (until 31/01/25) ?1000 Cashback

Minimum Loan ?5k Maximum Loan ?500k

Minimum Loan ?200k Maximum Loan ?500k

Minimum Loan ?50k Maximum Loan ?500k

2.35% 2.57% 3.53%

BEBR which is variable, currently 0.75% + 3.49% =

4.24% for term

3.6% APRC 3.7% APRC 4.0% APRC

?0

90%

3% of the balance

?0

90%

repaid until

31/01/25

?0

95%

7 Year Fixed Products

7 Year Fixed Rate (until 31/01/27)

Minimum Loan ?5k Maximum Loan ?1m

1.89%

BEBR which is variable, currently 0.75% + 3.49% =

4.24% for term

3.2% APRC

?999

60%

5% of the balance repaid until 31/01/27

10 Year Fixed Products - Premier Exclusive Rates - Customers must hold a Wealth / Premier Banking relationship with Barclays to apply for these products.

2.33%

3.1% APRC

?999

60%

10 Year Fixed Rate (until 31/01/30)

Minimum Loan ?5k Maximum Loan ?1m

2.40%

2.45% 2.62%

BEBR which is variable, currently 0.75% + 3.49% =

4.24% for term

3.1% APRC 3.1% APRC 3.3% APRC

?0 ?0 ?999

60% 70% 80%

5% of the balance repaid until 31/01/30

Minimum Loan ?5k Maximum Loan ?500k

2.96%

3.5% APRC

?499

90%

Minimum Loan ?1m Maximum Loan ?5m

2.63%

3.2% APRC

?2499

70%

Barclays Green Home Mortgages. These products can only be used to purchase a new build residential property developed by a Barclays Partner

House Builder with an Energy Efficiency Rating of 80 or higher, or an Energy Efficiency Band of A or B. *Help to Buy: Equity Loan Scheme

Product Type

Minimum/Maximum Loan size

Initial Interest

Rate

Follow on rate

The Overall Cost for

Comparison

Product Fee

LTV

Early Repayment Charge

2% of the balance

2 Year Fixed Rate (until 31/01/22)

2.03%

3.9% APRC

?0

90%

repaid until

Minimum Loan ?5k

31/01/22

Maximum Loan ?500K

3% of the balance

5 Year Fixed Rate (until 31/01/25) *Help to Buy - 2 Year Fixed Rate (until 31/01/22)

2.30% 1.46%

BEBR which is variable, currently 0.75% + 3.49%

= 4.24% for term

3.5% APRC 3.9% APRC

?0 ?749

90% 75%

repaid until 31/01/25 2% of the balance repaid until

*Help to Buy - 5 Year Fixed Rate (until 31/01/25)

Minimum Loan ?25k Maximum Loan ?450K

1.76%

3.4% APRC

?749

75%

31/01/22 3% of the balance

repaid until

31/01/25

Satisfactory evidence that the property has an Energy Efficiency Rating of 80 or higher, or has an Energy Efficiency Band of A or B, must be provided

before the advance is made and shall be either: (a) a valid Energy Performance Certificate completed less than 10 years prior to the submission of your

mortgage application; or (b) a valid Predicted Energy Performance Certificate if the property build phase has not been completed.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP. .

Page 3 of 8

Rates Effective From 12 November 2019

Residential Purchase Rates

Family Springboard Mortgages. These products can only be used to purchase a residential property with a mortgage loan size which is over 90% of the property price or

value up to a maximum of 100% whichever is the lower. Loans outside of this Loan to Value (LTV) will not be allowed.

Product Type

Minimum/Maximum Loan size

Initial Interest

Rate

Follow on rate

The Overall Cost for

Comparison

Product Fee

LTV

Early Repayment Charge

5 Year Fixed Rate (until 31/01/25)

Minimum Loan ?5k Maximum Loan ?500K

2.75% 2.95%

BEBR which is variable, currently 0.75% + 2.49%

= 3.24% for term

3.1% APRC 3.2% APRC

?0

95%

3% of the balance

repaid until

?0

100%

31/01/25

A Helpful Start Account through Barclays Bank UK PLC must be taken out as a condition of this mortgage. Prior to completion of the mortgage advance the Helpful Start Account must receive a deposit, equivalent to 10% of the purchase price of the property. The Helpful Start Account must remain open for a minimum period of five years from the date of the completion (subject to mortgage payments being maintained) or until full redemption of the mortgage, whichever is sooner.

Scotland Help to Buy: Equity Loan Scheme

Product Type

Minimum/Maximum Loan size

Initial Interest

Rate

Follow on rate

The Overall Cost for

Comparison

Product Fee

LTV

Early Repayment Charge

2 Year Fixed Rate (until 31/01/22) 5 Year Fixed Rate (until 31/01/25)

Minimum Loan ?25k Maximum Loan ?160K

1.60% 1.80% 1.96% 2.06%

BEBR which is variable, currently 0.75% + 3.49%

= 4.24% for term

3.9% APRC 3.9% APRC 3.4% APRC 3.5% APRC

?499 ?0

?499 ?0

80% 80% 80% 80%

2% of the balance repaid until 31/01/22

3% of the balance repaid until 31/01/25

Help to Buy Scotland is a low cost homebuyer initiative to help eligible applicants purchase a new-build property from selected house builders. The scheme is available throughout Scotland and has a maximum property value of ?200,000. Under the shared equity scheme the applicant funds at least 85% of the purchase price, with the remaining share (up to a maximum of 15%) coming from the Scottish Government. We will lend 80% of the purchase price with the 5% balance to come from the applicants own resources.

Help to Buy: Equity Loan Scheme

Product Type

Minimum/Maximum Loan size

Initial Interest

Rate

Follow on rate

The Overall Cost for

Comparison

Product Fee

LTV

Early Repayment Charge

2 Year Fixed Rate (until 31/01/22)

Minimum Loan ?25k Maximum Loan ?450K

1.51% 1.75%

BEBR which is variable,

3.9% APRC 3.9% APRC

?749 ?0

75% 75%

2% of the balance repaid until 31/01/22

5 Year Fixed Rate (until 31/01/25)

Minimum Loan ?25k Maximum Loan ?450K

1.81% 1.98%

currently 0.75% + 3.49% = 4.24% for term

3.4% APRC 3.4% APRC

?749 ?0

75% 75%

3% of the balance repaid until

5 Year Fixed Rate (until 31/01/25) ?500 Cashback

Minimum Loan ?200k Maximum Loan ?450K

2.03%

3.4% APRC

?0

75%

31/01/25

Help to Buy is a low cost homebuyer initiative to help eligible applicants purchase a new-build property from selected house builders. There are two versions of the scheme: one for England

run by the UK Government where the maximum property value is ?600,000 and one for Wales run by the Welsh Government where the maximum property value is ?300,000. We will lend up

to 75% of the purchase price with at least 5% of the balance coming from the applicant's own resources, and with the remaining share (up to 20% or up to 40% in London) coming from the

respective government equity loan. We will lend 75% of the purchase price with the 5% balance to come from the applicants own resources.

London Help to Buy: Equity Loan Scheme

Product Type

Minimum/Maximum Loan size

Initial Interest

Rate

Follow on rate

The Overall Cost for

Comparison

Product Fee

LTV

Early Repayment Charge

2 Year Fixed Rate (until 31/01/22) 5 Year Fixed Rate (until 31/01/25)

Minimum Loan ?25k Maximum Loan ?330K

1.36% 1.61% 1.58%

BEBR which is variable, currently 0.75% + 3.49%

= 4.24% for term

3.9% APRC 3.9% APRC 3.3% APRC

?749 ?0

?749

55% 55% 55%

2% of the balance repaid until 31/01/22

3% of the balance repaid until 31/01/25

London Help to Buy is a low cost homebuyer initiative to help eligible applicants purchase a new-build property from selected house builders. The scheme is available in the 32 London Boroughs and the City of London and has a maximum property value of ?600,000. Under the shared equity scheme the applicant funds at least 60% of the purchase price, with the remaining share (up to a maximum of 40%) coming from the government. We will lend 55% of the purchase price with the 5% balance to come from the applicants own resources

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP. .

Page 4 of 8

Rates Effective From 12 November 2019

Offset Products

Product Type

Residential Remortgage Rates

Switch & Save available for loans up to ?5m.

Minimum/Maximum Loan size

Initial Interest

Rate

Follow on rate

The Overall Cost for

Comparison

Product Fee

Maximum Loan to Value (LTV)

Offset Tracker at BEBR + 1.74% for term 2 Year Offset Tracker at BEBR + 0.94% for 2 Years

Minimum Loan ?5k Maximum Loan ?2m

2.49% 1.69%

N/A

Offset Tracker at BEBR which is

2.6% APRC 4.0% APRC

?1999 ?1749

75% 75%

2 Year Offset Tracker at BEBR + 1.24% for 2 Years

Minimum Loan ?5k Maximum Loan ?300k

1.99%

variable, currently 0.75% + 3.49% = 4.24% for term

4.0% APRC

?499

75%

Offset: Current Account and Savings Accounts can be offset against the mortgage, see Offset Terms & Conditions for more information.

Please note customers can only hold one Offset Mortgage at a time.

Early Repayment Charge

Full redemption: 1% of the

original balance for 2 years

Tracker Products ?Wealth/ Premier Exclusive Rates - Customers must hold a Wealth / Premier Banking relationship with Barclays to apply for these products.

2 Year Tracker at BEBR + 0.69% for 2 Years

1.44%

3.8% APRC

?999 60%

No ERC

2 Year Tracker at BEBR + 1.08% for 2 Years 2 Year Tracker at BEBR + 0.84% for 2 Years 2 Year Tracker at BEBR + 1.24% for 2 Years 2 Year Tracker at BEBR + 0.89% for 2 Years 2 Year Tracker at BEBR + 1.54% for 2 Years 2 Year Tracker at BEBR + 0.74% for 2 Years 2 Year Tracker at BEBR + 1.00% for 2 Years 2 Year Tracker at BEBR + 1.00% for 2 Years 2 Year Tracker at BEBR + 1.00% for 2 Years Wealth Exclusive 5 Year Tracker at BEBR + 1.70% for 5 Years

Minimum Loan ?5k Maximum Loan ?500k

Minimum Loan ?500k Maximum Loan ?2m Minimum Loan ?2m Maximum Loan ?5m Minimum Loan ?5m Maximum Loan ?10m Minimum Loan ?500k Maximum Loan ?5m

1.83%

1.59%

1.99% 1.64% 2.29% 1.49% 1.75% 1.75%

BEBR which is variable,

currently 0.75% + 3.49% = 4.24%

for term

1.75%

2.45%

3.9% APRC 3.9% APRC 3.9% APRC 3.9% APRC 4.0% APRC 3.9% APRC 3.9% APRC 3.9% APRC 3.9% APRC 3.6% APRC

?0 ?999

?0 ?999

?0 ?1999 ?1999 ?2499 ?3499 ?2499

60% 75% 75% 85% 85% 60% 75% 75% 70% 70%

1% of the balance repaid for 2 years No ERC

1% of the balance repaid for 2 years No ERC

1% of the balance repaid for 2 years

No ERC

2 Year Fixed Products

2 Year Fixed Rate (until 31/01/22)

Minimum Loan ?5k Maximum Loan ?2m

1.21% 1.32%

3.8% APRC 3.9% APRC

?999 ?999

60% 75%

Minimum Loan ?5k Maximum Loan ?1m

1.49% 1.55%

3.9% APRC 3.9% APRC

?299 ?999

60% 85%

Minimum Loan ?5k Maximum Loan ?500k

1.80%

BEBR which is variable,

4.0% APRC

?999

90%

Minimum Loan ?2m Maximum Loan ?5m

1.50% 1.60%

currently 0.75% + 3.49% = 4.24%

for term

3.9% APRC 3.9% APRC

?2499 ?2499

60% 75%

Minimum Loan ?1m Maximum Loan ?5m

2.09%

4.0% APRC

?2499

85%

Minimum Loan ?5m Maximum Loan ?10m

1.50% 1.60%

3.8% APRC 3.9% APRC

?3499 ?3499

60% 70%

2% of the balance repaid

until 31/01/22

Remortgage 2 Year Fixed Products - Great Escape: No Product Fee, Free Legals, Free non-disclosed Valuation & ?400 cashback. (Great Escape: Customers use

Barclays nominated Solicitor. Barclays will pay for specified remortgage fees)

Own Solicitor: Customers provide and use their own Solicitor and receive a Free non-disclosed Valuation & ?500 cashback.

Product Type

Minimum/Maximum Loan size

Initial Interest

Rate

Follow on rate

The Overall Cost for

Comparison

Product Fee

Maximum Loan to Value (LTV)

Early Repayment

Charge

1.95%

3.9% APRC

?0

60%

2 Year Fixed Rate (until 31/01/22)

Minimum Loan ?50k

1.97%

BEBR which is

3.9% APRC

?0

Maximum Loan ?1m

variable, currently

2.11%

0.75% + 3.49% =

3.9% APRC

?0

Minimum Loan ?50k Maximum Loan ?500k

2.24%

4.24% for term

4.0% APRC

?0

75% 85% 90%

2% of the balance repaid until 31/01/22

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP. .

Page 5 of 8

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